Credit Middle Office - Associate Japanese Speaking

Who are we?

We are not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them.

We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.

Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It’s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world.

What will you be doing?

• To coordinate and manage all the credit risk monitoring and administration activities of a portfolio of corporate including financial institutions, structured and aviation financed assets with a view to keeping senior management advised of developments / issues that could affect asset quality and therefore provisioning (EL) and risk weighted asset (RWA) levels.
• Review all credit applications to ensure formality of the application / credit approval level / CDM data input etc. are done correctly and all risks to the bank associated with customers’ credit status, industry development, contractual amendments / waiver requests, etc. are identified, fully outlined, mitigated as far as possible and a conclusion reached.
• Produce credit rating application assigned to customers and ensure that these adhere to relevant credit rating guidelines and where appropriate that these are supported by additional comments.
• Manage and review the periodic reports such as Self-assessment, Claims for Strict Management and Close Watch (CW) exercise.
• Pro-actively maintain and monitor collateral/guarantee, credit rating and application, conditions/instructions and financial covenants due date and follow up.
• Manage any ad-hoc requests concerning (credit worthiness of) the customers from credit and other department and preparation of special review as and when requested.
• Take responsibility for any other ad-hoc job tasks to be requested by MD (GM or JGM).
  
  

• Bachelor’s Degree or equivalent
• Great organisational and time management skills
• Excellent communication skills
• Collaborative nature to contribute to a successful team performance
• Sound knowledge of the Banking Industry
• High level of computer literacy and skills in data manipulation / presentation
• Language skills are an asset, but not essential