Specialist - Commercial Banking (225-806)

The Specialist - Commercial Banking is a key role within the financial services industry, focusing on delivering tailored financial solutions to business clients. This position involves maintaining and expanding relationships with commercial clients, understanding their financial needs, and presenting appropriate banking products and services. The Specialist is expected to have in-depth knowledge of commercial lending, cash management, and credit analysis. They work closely with clients to manage their portfolios, facilitate banking transactions, and ensure client satisfaction. This position demands strong analytical skills, excellent communication proficiency, and the ability to work collaboratively with other departments to achieve business objectives. As a Specialist in this field, you play a crucial role in accelerating business growth and enhancing client relationships.

Responsibilities

• Develop and maintain strong relationships with commercial banking clients to drive growth.
• Analyze clients' financial data to assess credit worthiness and determine risk levels.
• Collaborate with internal departments to structure and customize banking solutions.
• Ensure compliance with banking regulations and internal policies to mitigate risks.
• Prepare detailed financial reports and proposals to support loan applications.
• Monitor market trends to provide clients with innovative and competitive solutions.
• Manage a portfolio of commercial banking clients ensuring high levels of client satisfaction.
• Provide expert advice on cash management, credit options, and financial planning.
• Facilitate the smooth and efficient processing of transactions for business clients.
• Conduct regular client meetings to review portfolio performance and adjust plans as necessary.
• Participate in networking events to seek new business opportunities and referrals.
• Mentor junior team members to improve their skills and performance standards.

Requirements

• Bachelor’s degree in Finance, Business Administration, or a related field is required.
• A minimum of three years of experience in commercial banking or related financial services.
• Strong knowledge of commercial banking products, laws, and regulations.
• Excellent communication and interpersonal skills for client and team interaction.
• Proven analytical skills with the ability to handle complex financial data.
• Proficiency in financial software used for banking and related transactions.
• Demonstrated ability to handle a portfolio of clients with varying financial needs.