Fintech Compliance Analyst

Edenred is a leading digital platform for services and specific purpose payments, and the everyday companion for people at work, connecting more than 60 million users and more than 2 million partner merchants in 45 countries via 1 million corporate clients.

Edenred offers digital services for food (such as meal benefits), engagement (such as gift cards and engagement platforms), mobility (such as multi-energy solutions, including EV charging, maintenance, toll and parking) and corporate payments (such as virtual cards).

True to the Groups purpose, "Enrich connections. For good.", these solutions enhance users’ well-being and purchasing power. They improve companies’ attractiveness and efficiency, and vitalize the employment market and the local economy. They also foster access to healthier food, more environmentally friendly products and sustainable mobility.

Edenred’s 12,000 employees are committed to making the world of work a connected ecosystem that is safer, more efficient and more responsible every day.

In 2024, thanks to its global technology assets, the Group managed close to €45 billion in business volume, primarily carried out via mobile applications, online platforms and cards.

Edenred is listed on the Euronext Paris stock exchange and included in the following indices: CAC 40, CAC 40 ESG, CAC Large 60, Euronext 100, Euronext Tech Leaders, FTSE4Good, DJSI Europe Index, DJSI World Index, and MSCI Europe.

Responsibilities

• Conduct thorough and timely risk assessments and internal audits to ensure compliance with applicable laws, regulations, and internal policies.
• Monitor for potential compliance issues across digital platforms, payment systems, and blockchain-based services, and implement corrective actions to mitigate risks.
• Stay informed of changes in fintech and financial regulations, including those related to digital assets, open banking, and data privacy (e.g., GDPR, DIFC, ADGM).
• Deliver regular compliance training sessions and awareness initiatives tailored to fintech operations, including cybersecurity, anti-money laundering (AML), and fraud prevention.
• Ensure completion of scheduled audits within defined timelines and maintain high standards of audit quality, particularly in areas involving digital transactions and automated systems.
• Track and report compliance incidents, including suspicious transaction reports (STRs) and data breaches, ensuring accurate documentation and timely escalation.
• Provide responsive and effective compliance support to internal stakeholders, including product, engineering, and customer operations teams.
• Collaborate with innovation and product teams to review and support new digital products, APIs, and services from a compliance and regulatory perspective.
• Review and update internal policies regularly to reflect evolving regulatory requirements and fintech industry best practices.
  
  

• Bachelor’s degree in Law, Finance or Business.
• Professional certification such as CAMS
• Minimum of 3 years of relevant experience in compliance, risk management within the financial services industry and reputable fintech in the region.
• In-depth knowledge of AML/CFT and KYC/KYB Regulations.
• In-depth understanding of technologies enabled financial services (FINTECH)
• Strong analytical and investigative skills.
• Ability to interpret and apply financial regulations
• Proficiency in using compliance monitoring and reporting tools and templates
• Able to monitor and support transaction monitoring team in identifying suspicious activities.
• Update and maintain compliances policies and procedures
• Gather necessary documents for compliance audits
• Conduct regular risk assessments
• Experience in preparing and submitting regulatory reports
  
  

• Attention to detail to ensure all specifications are met with strong organization skills
• Strong problem-solving skills and ability to work independently.
• Ability to stay current with regulatory changes and industry trends.
• Proactive and adaptable to change
• Excellent organizational and multitasking skills.
• Optimistic and can work autonomously.
• You like working in a creative and interesting atmosphere in an international environment where initiative and perseverance is fully expected.
• Able to take responsibility for managing your own time in an effective and responsible manner and involve others where necessary.