Senior Risk Manager-Credit Cards

Job Requirements

Job Requirements

Role/Job Title: Senior Risk Manager-Credit Cards

Business: Retail Assets

Function/ Department: Credit Cards - Policy

Place of work: HO

Roles & Responsibilities

Credit Policy formulation for Account Management

Define and Monitor key risk metrics

Portfolio monitoring and Review

Loss forecasting for individual product and monitoring

Define Portfolio intervention strategies basis the delinquency and losses

Define Portfolio Positive Interventions strategies– CLI/TLI, BT. PLCC, express cash and monitor the performance

Secondary Responsibilities

Help launch revenue generating and portfolio growth products in association with the product/business teams with focus on retention of identified good client segments

Define DoE and Monitor, implement the learnings in the policy

Managerial & Leadership Responsibilities

Be able to convince stake holders while suggesting or implementing changes, be able to lead cross functional and partner teams independently and in tandem. Ensure independent reporting on parameters that have improved with the changes led.

Key Success Metrics

Early Performance indicators within thye defined Threshoilds - Behavioural Metrics, Revolver, OVL,

Portfolio Performnace metrics - 30+ , 90+, Loss Rate