Specialist- Commercial Banking

Job Description:

In the role of a Specialist in Commercial Banking, you will be an integral part of our dynamic team, focusing on delivering tailored banking solutions to meet the diverse needs of our commercial clients. Your expertise will drive profitability while maintaining strong relationships with our customers by providing exceptional service and financial advice. The primary responsibility will involve managing client portfolios, identifying potential business opportunities, and contributing to the client's financial success through loan structuring, cash management, and investment options. As a Specialist, you will also ensure compliance with banking regulations, financial policies, and be a trusted advisor who navigates complex financial landscapes on behalf of your clients. You will often act as a liaison between different financial departments, ensuring seamless communication to facilitate commercial success. This challenging yet rewarding role requires a deep understanding of the commercial banking industry, a customer-focused approach, and the ability to adapt to a fast-paced environment.

Responsibilities:

• Develop and maintain strong relationships with commercial banking clients, ensuring long-term partnerships.
• Analyze and understand clients’ financial needs to offer customized banking solutions properly.
• Manage a diverse portfolio of commercial accounts with varying degrees of complexity.
• Identify new business opportunities and cross-selling possibilities to existing clients.
• Provide expert financial advice, including loan structuring and investment opportunities.
• Collaborate with internal departments to streamline client service delivery and improve satisfaction.
• Ensure that all banking practices comply with financial laws, regulations, and internal policies.
• Regularly review clients’ financial performance and recommend strategic banking solutions.
• Prepare detailed financial reports and proposals for clients and internal stakeholders.
• Utilize market research and industry insights to adapt services to changing client needs.
• Assist in risk assessment and management of credit accounts to minimize potential losses.
• Stay updated on industry trends, regulations, and economic news that impacts the commercial banking sector.

Requirements:

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Minimum of 5 years of experience in the commercial banking industry.
• Proven track record in managing client portfolios and business development.
• Strong analytical skills with the ability to interpret complex financial data.
• Excellent communication and interpersonal skills for client interaction.
• Deep understanding of banking regulations, financial principles, and risk management concepts.
• Proficient in financial software and tools for report preparation and analysis.

---