Senior Underwriter - Financial Lines

Job Summary

Zurich is one of the world’s leading insurance groups, and one of the few to operate on a global basis. Our mission is to help our customers understand and protect themselves from risk. With around 55,000 employees serving customers in more than 215 countries and territories, we aspire to become the best global insurer as measured by our shareholders, customers and employees. We help individuals, small and medium sized companies and global corporations around the world understand and protect themselves from risk by offering a wide range of insurance products, solutions and advisory services.

Commercial Insurance Middle East is looking for a Senior Underwriter - Financial Lines to join our team. This individual will independently analyze and underwrite business of medium to high complexity and must be well-regarded for their knowledge of the financial lines. They must utilize "The Zurich Way" of Underwriting Framework ensuring a high level of service to customers.

Job Accountabilities

As a Senior Underwriter - Financial Lines, your role will involve:

• Independently assess and price medium to high complexity risks, set and negotiate terms and conditions in accordance with the Underwriting Guidelines.
• Have a reasonable level of Underwriting Authority and will seek empowerment from higher proficiency level Underwriting Management where required with a detailed rationale.
• Have a strong understanding of how the accounts they work on fit into the broader Underwriting strategy.
• Posses strong relationships and engage with distributors (agents brokers) during the Underwriting process, leading discussions around risk appetite and proactively seeking new business opportunities.
• Anticipate customer needs and be able to handle and resolve the vast majority of queries from customers and brokers.
• Support with the development of other Underwriters.
• Should be proficient in Directors and Officers, Financial Institutions & Professional Indemnity.
• Complete detailed opportunity assessment with key distributors to identify growth opportunities.
• Negotiate solid terms & conditions and where appropriate cross-sell other lines of business to increase the book of business.
• Participate in Sales Team meeting as related to assigned brokers and / or territory.
• Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
• Serve as the subject matter expert and act as the key contact for assigned target accounts.
• Measure exposure/analyze risk, initiate product development ideas and promote services to increase penetration.
• Provide expertise on coverage issues with claims programs and guidelines.
  
  

Job Qualifications

To be successful in the role, you will need:

• Bachelors degree (or equivalent) to 10+ years of experience in related field
• Excellent oral and written communication skills.
• In-depth knowledge of financial lines, legal and regulatory guidelines.
• Strong negotiation and presentation skills.
• Deep understanding of underwriting principles, techniques, national/local filing regulations and guidelines
• Ability to work in a team-based environment
• Knowledge of time restraints for quotes on new and renewal business
  
  

Zurich Values

Collaborate Together

Develop & Grow

Make it Happen

Performance

Problem Solving

Puts Customers First

Why Zurich

At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right?

We are an equal opportunity employer who knows that each employee is unique - that’s what makes our team so great!

Join us as we constantly explore new ways to protect our customers and the planet.

• Location(s): ZIC DIFC, AE - Dubai
• Remote working: Hybrid
• Employment Type: Permanent - Full Time
• Recruiter name: CI ME, HR Team
• Closing Date: 24 Oct 2025

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