Field Verification Specialist

Job Description

About Emirates NBD

Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 20 million customers. The Emirates NBD Group has a total of 853 branches and 4,213 ATMs / SDMs. Emirates NBD is the leading financial services brand in the UAE with a Brand value of USD 3.89 billion.

At the bank, we serve our customers and help them realize their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations.

We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With close to half a million users, it continues to be the fastest-growing digital bank in the region.

About The Role

The RCS Mortgages facilitates the retail lending for the purchase of Home / Office / Self Construction of Homes / Refinance of existing property

What Youll Do:

Carry out visual inspection of company whose owner is availing finance for home/office purchase / refinance / buyout. The duties of a field inspector include driving to a location, performing a visual inspection, taking photos and writing a report on business units based on his observation, discussion with the officials of the company where he visited. In addition, for business visits, staff also needs to credit review and approvals of salaried and self-employed segment.

Productivity:

• Handles all business visit related queries from Credit Analyst
• Knowledge of Company Structure is must and knowledge of business registering authorities is must
• Ability to deal directly with customers/contact person either by telephone or face to face
• Prepare Business Verification reports
• Maintain MIS on all visits carried out for business verification
• Credit knowledge and knowledge on financials is mandatory.
• Responsible for reviewing, analyzing, and underwriting loans for Self Employed, Company and Salaried Customer within Emirates NBD and UAE Central Bank guidelines.
  
  

Compliance

• Ensure stipulated Compliance, bank policies and Unit’s guidelines are followed.
• Follow guidelines regarding the use of information, materials, while dealing with customers and interacting with our various employers or entities
• Comply with the code-of-conduct without negatively affecting the output.
  
  

Service

• Be of valuable service to both external as well as internal customers.
• Complete allotted responsibilities by/within the requested timelines.
• Respond to external and internal customers within agreed TAT.
• Liaise with all relevant stakeholders as and when required.
  
  

Process

• Set up process with developers and land departments. Understanding the requirement for each project and working with developers and land department to set up process.
• Streamline the registration process to add further value to the bank.
• Suggest and competently execute improved ways to ensure that the bank’s interest in registered in the best possible way.
• Develop, adjust, and follow successfully any changes to procedures and policies/system.
  
  

Initiatives & Teamwork

• Show own initiative for sorting and tackling issues.
• Add value to the team by contributing in possible ways so that overall team target can be achieved.
• Acceptable suggestions to be given for better processes and productivity.
  
  

Own Development & Office Discipline

• Keep the pace of personal development for much improved job execution and overall performance.
• Stick to the unit’s policies regarding discipline while within or outside the office premises.
  
  

Special Assignments

• Make self-available for any projects which might be taken to improve the result of the job.
  
  

What We Are Looking For

Driving license with vehicle is mandatory.

Educational Background:

Graduate/Postgraduate in Finance

Experience:

• Experience in UAE Mortgage or property industry
• Knowledge on analysis of company financials
• Credit knowledge mandatory
• Knowledge on company
  
  

Skills:

• Negotiation and Influencing
• Proficient in English and Arabic language - Written & Verbal
• Relationship and conflict management
• Ability to work under pressure along with good time management skills and adherence to deadlines.
• Very good written and oral communication Skills
  
  

What We Offer You

• Competitive salary package.
• Strong emphasis on work-life balance and employee wellbeing.
• Access to world-class Learning & Development platforms for career growth.
• Generous annual leave and comprehensive Private Healthcare coverage.
• Preferential banking facilities for employees.
  
  

Why Join Us

At Emirates NBD Services, we aim to be the employer of choice by helping you unlock your true potential through the right opportunities. We are reimagining the future of work to ensure every employee thrives in an environment that promotes growth, upskilling, and the development of digital skills. Our goal is to empower our employees to build meaningful careers with experiences that shape their future and contribute to Emirates NBDs success. Regardless of your background, location, or preferences, we want every employee to feel connected and engaged as part of the Emirates NBD team.

About Us

ENBD

Meet the leading banking group in the region

Emirates NBD, the leading Banking Group in the MENAT region, was formed on 19 June 1963, when H.H. Late Sheikh Rashid bin Saeed Al Maktoum signed the Charter of Incorporation of the National Bank of Dubai (NBD) which became the first National Bank established in Dubai and the United Arab Emirates (UAE). With the blessings of H.H. Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, NBD merged with Emirates Bank International (EBI) on 06 March 2007, to form Emirates NBD, the largest banking group in the region by assets. On 16 October 2007, the shares of Emirates NBD were officially listed on the Dubai Financial Market (DFM). The merger between EBI and NBD to create Emirates NBD, became a regional consolidation blueprint for the banking and finance sector as it combined the second and fourth largest banks in the UAE to form a banking champion capable of delivering enhanced value across Corporate, Retail, Islamic, Investment, and Private Banking, Global Markets & Treasury, Asset Management and Brokerage operations throughout the region.