Job Description

  • To prospect, identify, and on-board new to bank borrowing corporate relationships within Middle Market Segment in-line with Mashreq Bank’s growth strategy.
  • Help the Business Segment in managing proposition for Middle Market including Business development, client acquisition, service quality, client survey, value proposition & analytics
  • Develop proposition strategy, competition analysis, focused group approach, service delivery model, customer experience, internal & external campaigns and alignment with other Products & proposition including Risk policies, Payment & Cash management, Trade products, collaboration with Retail banking including Private Banking and SME
  • Be an ambassador for Mashreq bank and develop the bank’s profile in the local business and wider community by originating and delivering Mashreq Bank products and services for corporate banking customers (annual revenue exceeding AED 250MM up to AED 1BN).
  • Identify key contacts at potential client companies to establish and foster a relationship.
  • Keep abreast of market trends and manage a disciplined marketing process by identifying steps/strategies necessary to effectively initiate relationships with prospects.
  • To build a proprietary understanding of each client’s financial needs/issue agenda; originating and assisting in the execution of innovative deal solutions with and through sector and product partners.
  • Fully dimension the client’s wallet and identify/create opportunities for Mashreq to deliver customized solutions.
  • Structure the client’s requirement ensuring optimum Return on Risk Capital performance across business and credit cycles, while setting and meeting Mashreq’s revenue, cross-sell and capital management objectives.
  • Owning the entire credit process from timely preparation of the credit proposal to obtaining the credit approvals and subsequent documentation and onboarding.
  • Adhere to structures and processes in place for the management of credit, operational, reputation, financial crime and regulatory risk.
  • Achieve business targets for new-to-bank, profitability, deposits growth, income growth and cross-selling.
  • Ensure all relevant control measures are undertaken to minimize the risk exposure.
  • Track and monitor deal flows, liaising such that vital business reports are prepared and available on a timely basis.
  • Maintaining close contact with coverage, product and risk specialists within Mashreq Bank.
  • Build a network of business introducers in the local professional and business community
  • Help in development of client value proposition, innovative acquisition proposition tailored as per identified market / segmental needs.
  • Help business manage in implementing new offerings via different tie up’s and strategic partnerships
  • Support in set up of referral model with different partners inside/outside of bank and manage referral / intermediaries
  • Work on creating the quarterly/annual strategy for the business on Proposition, tactical campaigns for sales force and for clients
  • Coordinate with all business owners and product managers to create cross sell opportunities
  • Support in formulating relevant policy / program guidelines to ensure proper controls are in place and work within the overall compliance policies
  • Carry out competitor intelligence on regular basis and find opportunities of enhancement in existing proposition
  • Work closely with the process and system development team to ensure the systems and processes are geared to cater to the ongoing business requirements, product parameters and evolving customer needs.
  • To help ensure control requirements of the business are adhered to in line with bank policies to ensure good growth in a sustainable, profitable and predictable manner.
  • Review of various plan and ensure management reporting to Business Manager of the same in conjunction with the relevant business development initiatives / product launches.
  • At least 8 years of relevant banking experience in Business development as well as in credit and customer relationship management in banking sector out of which at least 2 years in a similar position in UAE
  • Mature and independent mindset, able to work effectively under pressure
  • University level education preferably in business, finance or related discipline
  • Sound credit analytical skills and profound knowledge in various corporate banking products
  • Strong networking, leadership and management skills
  • Strong commercial orientation with acute interpersonal skills
  • Strong working knowledge in MS office, web content and analytics
  • Innovative – willing to develop a detailed understanding of client issues/needs and develop ideas/solutions in response
  • Strong work ethic; high energy levels; results oriented – a self-starter prepared to take the initiative to identify and/or follow issues through, whilst exercising judgment as to when to seek assistance.
  • Natural Team Player - Having an adaptable/flexible approach; willing to work in a co-operative manner to fulfill client and internal requirements


Job Details

Role Level: Director Work Type: Full-Time
Country: United Arab Emirates City: Dubai
Company Website: https://www.mashreqbank.com/uae/en/corporate/home Job Function: Sales
Company Industry/
Sector:
Banking

What We Offer


About the Company

Corporate and Investment Banking GroupAt Mashreq, our aim is to innovate and distinguish our relationship banking approach, leveraging our long-standing heritage in Corporate & Investment Banking. Our strategic focus is to offer a best-in-class, expertise-led coverage model to our clients. We do this across multiple industries, supported by intelligence and industry know-how. We have chosen to re-align our relationship teams into industry verticals that best serve your corporate needs. We are here to be your true banking partner and deliver customized solutions that add value to your business. We focus on building rewarding relationships and differentiated customer experiences.International Banking GroupMashreq’s international presence spans across 11 countries outside UAE.With branch presence in USA, UK, Egypt, India, Kuwait, Qatar, Bahrain and Hong Kong, alongside Representative Offices in Pakistan, Nepal and Bangladesh, we provide global reach and robust regional banking solutions.We offer extensive Corporate Banking services to customers in Bahrain, Egypt, Kuwait, Qatar and India; and Retail Banking services in select countries. Mashreq’s global presence helps in supporting franchise client needs internationally and international client needs across our franchises.We take pride in our knowledge of our markets, differentiating ourselves from the competition with state of the art products and channels, a global footprint and the ability to connect national markets.Financial Institutions services constitute a major segment of our International Business. With decades of rich FI experience, full spectrum of FI services, presence in major money markets, extensive network of correspondents, clearing capabilities in most presence countries and highly experienced relationship teams, we are a major FI services provider in Asia, Europe, GCC and Africa.We aim to be your financial partner not only in the UAE, but also in the GCC and beyond.

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