Retail Banking Executive - Auto Loan (225-802)

The role of a Retail Banking Executive specializing in Auto Loans is a pivotal position within our financial institution, focusing on providing tailored car financing solutions to a diverse clientele. As a Retail Banking Executive, you will play a significant role in promoting auto loan products, assessing potential clients' creditworthiness, and maintaining long-lasting customer relationships to facilitate the loan process. You will be responsible for understanding customer needs, ensuring compliance with banking regulations, and achieving performance targets that drive the growth and success of our auto loan division. This position requires strong analytical skills, excellent interpersonal abilities, and keen attention to detail to effectively manage loan applications and provide exceptional service quality. Your role will also involve collaborating with team members and maintaining up-to-date knowledge of market trends to stay competitive in the industry.

Responsibilities

• Analyze client credit profiles to assess eligibility for auto loans.
• Promote auto loan products and services to potential customers.
• Provide guidance and support throughout the loan application process.
• Ensure compliance with banking laws and regulations on auto loans.
• Develop strategies to increase auto loan portfolio and market share.
• Respond to customer inquiries and resolve issues in a timely manner.
• Collaborate with internal teams to streamline loan processing operations.
• Stay informed about the latest trends in automotive finance solutions.
• Conduct financial analysis to determine loan terms and interest rates.
• Maintain accurate records and documentation of all loan transactions.
• Establish and nurture positive relationships with dealerships and partners.
• Set and achieve sales targets to contribute to branch profitability.

Requirements

• Bachelor’s degree in finance, business administration, or a related field.
• Proven experience in the financial services industry, preferably lending.
• Strong knowledge of auto loan products and financial regulations.
• Excellent communication and customer service skills are essential.
• Ability to analyze credit data and financial statements effectively.
• Proficient in using banking software and financial analysis tools.
• High level of accuracy and attention to detail in all transactions.