Appraiser

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Position Title: Appraiser

Job Summary:

• Responsible for the evaluation of collateral being offered to the bank

• to secure a loan, dacion en pago, foreclosure or for possible sale of a bank property and/or acquired asset, Employee’s Housing and other bank purpose.  To ascertain the exact location of the property under appraisal and ensure its acceptability per existing bank policy.  Ensures that the values rendered are fair and reasonable via systematic analysis of available data.  To ensure that appraisals are within the prescribed TAT and the quality of reports are within the acceptable standards.

Role Exposure:

• Conducts Inspection & Appraisal of properties offered as collateral, foreclosure, and Dacion en Pago.
• Conducts Inspection & Appraisal of properties as requested by HRMG (for Employee Provident Fund Housing Assistance), GSG-AAMDG, and Metrobank Subsidiaries.
• Ensure an acceptable quality of work and reports are submitted within the prescribed TAT.
• Responsible for the inspection and appraisal of properties offered as collateral and/or for Dacion en Pago to the bank.  This includes the conduct of ocular inspection to provide a comprehensive analysis and valuation of land, building, other land improvements, machinery & equipment and merchandise inventories and prepares a valuation report using the different approaches and techniques in valuation.
• Thoroughly scrutinize all documents submitted by the client to ascertain completeness and clarity of titles, plans, tax declarations, inventory lists and other pertinent documents related to appraisal.  Notes possible discrepancies in the documents submitted.
• Prepares internal lot plan and label the boundaries of the property as indicated in the TCT.
• Conducts tax mapping and other means to verify the existence and exact location of the property under appraisal.
• Conducts research with different government agencies and other entities when necessary to aid in the appraisal such as LRA, LMB, DPWH, Assessors Office, Registry of Deeds, Homeowners Association, Condominium Corporation, etc.

Qualifications:

1. • Bachelor’s degree in a business-related course or any relevant field. Fresh graduates are welcome to apply.

Other Details:

Rank: Rank and File

Unit: Office of the President / Credit Group / Credit and Investigation & Appraisal /

Location: The Shops, BGC, Taguig City