Risk Officer-Credit Risk And Performance

Company: Union Bank of the Philippines

Position: Risk Officer-Credit Risk and Performance

Office Location: UB Plaza - 21F Pasig (Headquarters)

Job Summary: The Risk Officer-Credit Risk and Performance analyses & measures credit risks.

Duties And Responsibilities

• Prepares the credit risk portfolio & recommends new metrics for management & the BoD to understand the evolution of credit risk & its relationship with the business environment as well as gauge the risk-return trade-offs of the Bank's budget, strategies, & risk appetite
• Performs quality assurance checks & reconciliation of pertinent data from various sources
• Develops & applies analytical models & tools to assess the impact of expectations & other scenarios on the Bank's credit risks &/or determine the scenarios that could lead to credit risks that go beyond the Bank's risk appetite
• Interprets regulatory & internal policies that are relevant to portfolio credit risk management & implements process adjustments accordingly
• Liaises with business units, operations, IT, & other relevant parties to enhance the management of portfolio credit risk
• Performs other activities that may be assigned by his or her functional superiors.