Income Document Specialist - Credit Operations MariBank

Job Description

• Conduct thorough reviews of income documents such as pay slips, tax returns, and bank statements.
• Verify the authenticity and accuracy of income information provided by applicants.
• Identify discrepancies, inconsistencies, or red flags in income documentation.
• Request additional documentation as needed to clarify income information.
• Accurately input income data into the credit system.
• Maintain detailed and organized documentation of income verification processes.
• Update applicant files with verification results and supporting documentation.
• Effectively communicate with loan officers, underwriters, and other team members regarding income verification findings.
• Provide clear and concise explanations of income verification results.
• Adhere to strict quality control standards and procedures.
• Identify and report potential fraud or suspicious activity.
• Contribute to the development and improvement of income verification processes.
• Report regularly to Digital Credit Ops Lead and perform other functions as deemed necessary.
  
  

• Bachelors degree in any related course
• At least 1 - 2 years of work experience as Income Document Specialist or a related role
• Strong understanding of income verification guidelines and regulations is essential
• Experience in the financial services industry preferred
• Detail-oriented individual and ability to multitask
• Amenable to work in Ortigas, Mandaluyong