Credit Manager - Education Loans - EIL - Delhi - Rajendra Place - JM

As a Credit Manager - Education Infrastructure Loan, you will be responsible for evaluating, approving, and managing credit proposals from educational institutions seeking funding for infrastructure development.

Key Responsibilities:

• Conduct detailed financial and operational due diligence of educational institutions (schools, colleges, universities).
• Analyse loan proposals for construction, expansion, or upgrade of educational infrastructure
• Assess creditworthiness based on cash flows, enrolment trends, fee structures, accreditation, management strength, etc.
• Prepare and present credit appraisal memos to the credit committee or approving authority.

Skills:

• Strong analytical and financial modelling skills.
• Familiarity with education sector dynamics, regulations, and cash flow models.
• Proficiency in Microsoft Excel, credit analysis software