Credit Processing Analyst

The Credit Processing Analyst will be responsible for end‑to‑end processing of credit applications, verification of documentation, and coordination with internal teams and customers. Working within the CLM Domestic BFSI back‑office, you will ensure compliance with regulatory standards, maintain high data quality, and contribute to seamless client experiences.

Responsibilities

• Review and validate credit applications and supporting documents for accuracy and completeness.
• Perform credit checks, risk assessments, and eligibility verification using internal tools and external databases.
• Maintain and update credit data in the CLM system, ensuring real‑time accuracy.
• Communicate with customers to resolve inquiries, gather missing information, and provide status updates.
• Collaborate with underwriting, finance, and operations teams to expedite processing cycles.
• Identify and flag potential fraud or compliance issues for further investigation.
• Generate daily and weekly reports on processing volumes, turnaround times, and exception cases.
• Assist in process improvement initiatives to enhance efficiency and reduce errors.
• Adhere to BFSI regulatory requirements and internal policy guidelines.
• Provide backup support for related back‑office functions during peak periods.

Qualifications

• Bachelors degree in Finance, Business Administration, or related field.
• 2+ years of experience in credit processing, loan administration, or BFSI back‑office operations.
• Strong knowledge of credit assessment criteria and regulatory compliance (e.g., RBI, KYC).
• Proficiency with CLM platforms, MS Excel, and data entry tools.
• Excellent analytical and problem‑solving abilities.
• Effective communication skills for interacting with customers and internal stakeholders.
• Attention to detail with a high degree of accuracy in data handling.
• Ability to work under tight deadlines and manage multiple priorities.
• Team player attitude with a proactive approach to continuous improvement.
• Familiarity with customer care principles and issue resolution techniques.