Specialist - Commercial Banking (225-920)

As a Specialist in Commercial Banking, you will be instrumental in providing strategic financial services to our commercial clients. Your role is pivotal in understanding the financial needs of businesses and offering tailored banking solutions. You will work closely with a team of financial experts and leverage your knowledge of the banking sector to assist companies in achieving their financial goals. This includes developing credit structures, managing risk, and driving revenue growth. Your expertise will facilitate businesses of all sizes in managing their day-to-day financial operations while ensuring their longer-term strategic objectives are met. This position requires a keen understanding of market conditions, business acumen, and strong analytical skills.

Responsibilities

• Analyze clients' financial statements to assess their overall financial health and creditworthiness.
• Develop customized financial solutions that meet the specific needs of commercial clients.
• Manage a portfolio of clients, providing ongoing financial advice and relationship management.
• Collaborate with internal teams to deliver comprehensive banking services and products.
• Maintain knowledge of industry trends to enhance the financial strategies presented to clients.
• Ensure compliance with banking regulations and policies in all client interactions.
• Conduct risk assessments to identify and mitigate potential financial threats to clients.
• Support the preparation of loan proposals and presentations for commercial clients.
• Assist in negotiating loan terms and conditions with clients to achieve satisfactory agreements.
• Monitor the performance of client accounts and recommend actions based on financial performance.
• Provide training and mentorship to junior banking staff and new hires in the department.
• Utilize financial software and tools to enhance client service and decision-making processes.

Requirements

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 3 years of experience in commercial banking or a similar sector.
• Strong analytical skills with the ability to interpret complex financial data.
• Excellent communication skills for client interactions and team collaboration.
• Proven ability to develop and maintain client relationships in a banking environment.
• Knowledge of banking regulations and compliance standards applicable to commercial banking.
• Proficiency in financial analysis software and Microsoft Office applications.