Job Description
Job Purpose
To manage and enhance the existing commercial asset portfolio and solicit acceptable new relationships in order to meet pre-set financial / non-financial objectives
Key Result Areas
• Review the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the bank’s credit policy to maximize earnings while containing risks to an acceptable level.
• Obtain audited financial statements, analyze them, and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives.
• Implement and maintain complete control aspects i.e. documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
• Undergo an annual credit review process on the assigned portfolio to achieve a satisfactory rating on asset portfolio quality and credit management process.
• Develop on the job learning curve of RO / SRO to enable them to grow professionally and prepare them for higher levels of responsibility.
Knowledge, Skills and Experience
• Complete knowledge and clear understanding of the Bank’s credit policy and operating systems.
• Strong credit knowledge and marketing skills mandatory.
• Thorough awareness of various financial products / services.
• Excellent interpersonal, communication and analytical skills with ability to perform as a team player.
• An MBA is preferred with minimum marketing experience of
Job Details
| Role Level: | Not Applicable | Work Type: | Full-Time |
|---|---|---|---|
| Country: | United Arab Emirates | City: | Dubai |
| Company Website: | http://www.mashreq.com/rise | Job Function: | Business Development |
| Company Industry/ Sector: |
Banking | ||
What We Offer
About the Company
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