Internal Audit Lead - Financial Crime

Department: Internal Audit

Location: UAE

Description

The Lead Auditor – Financial Crime & Compliance is responsible for leading and delivering audits across financial crime and compliance domains, including AML, CTF, sanctions, fraud prevention, and customer due diligence (CDD/KYC/KYB), as well as key compliance-owned processes.

The role focuses on independently assessing the effectiveness of financial crime prevention frameworks, regulatory compliance programs and governance structures, including compliance monitoring, regulatory change management and horizon scanning processes in line with CBUAE expectations.

This position requires deep expertise in financial crime compliance and regulatory frameworks, combined with strong investigative and data analytics capabilities. The individual will take end-to-end ownership of audit engagements and provide actionable insights to strengthen the overall compliance and control environment.

Key Responsibilities


Financial Crime & Compliance Audits

• Lead and deliver end-to-end audits across financial crime and compliance processes, including AML, CTF, sanctions, fraud prevention, and customer due diligence (CDD/KYC/KYB).
• Independently plan and execute audit engagements using a risk-based approach, covering both first and second line controls.
• Evaluate the design and operating effectiveness of financial crime frameworks in line with CBUAE regulations, internal policies and international best practices.
• Assess compliance-owned processes, including:
  • Regulatory horizon scanning and emerging risk identification
  • Regulatory change management and implementation tracking
  • Compliance monitoring and testing programs
  • Policy governance, review cycles and control oversight
  • Management information (MI) and reporting to senior management and regulators
• Identify control gaps, thematic risks, and opportunities to strengthen financial crime prevention and compliance frameworks.
• Conduct deep-dive and thematic reviews across high-risk areas such as transaction monitoring, sanctions screening and customer risk profiling.
• Stay current on regulatory developments, enforcement actions, and emerging financial crime risks impacting the organization.
  
  

Forensic Reviews & Investigations

• Lead or support forensic reviews into suspected financial crime, fraud or control breaches.
• Analyze complex datasets and case information to identify suspicious patterns and potential control failures.
• Coordinate with compliance and risk functions while maintaining audit independence and objectivity.
  
  

Data Analytics & Continuous Monitoring

• Apply advanced data analytics to identify anomalies, control weaknesses and emerging risks across financial crime and compliance processes.
• Assess the use of data within compliance monitoring, including MI quality, completeness and timeliness.
• Support the development of continuous auditing and monitoring capabilities across financial crime and compliance areas.
  
  

Reporting & Stakeholder Engagement

• Report audit outcomes to the Head of Internal Audit, providing clear, risk-based conclusions and practical recommendations.
• Prepare concise, high-quality audit reports and communicate findings effectively to senior management.
• Build strong relationships with key stakeholders, influencing change and driving timely remediation of audit findings.
  
  
  
  

Skills, Knowledge and Expertise

• Bachelor’s degree in Forensic Accounting, Finance, Economics, Law or a related discipline; advanced degree is an advantage.
• 7+ years of experience in internal audit, financial crime compliance or forensic investigations within banking, fintech or regulated financial services.
• Strong knowledge of AML/CFT, sanctions, fraud risk management and CBUAE financial crime and compliance regulations.
• Solid understanding of compliance frameworks and second-line responsibilities, including horizon scanning, regulatory change management and compliance monitoring.
• Proven experience auditing or assessing financial crime and compliance programs, including governance, policy frameworks and regulatory reporting.
• Advanced data analytics capabilities, with proficiency in tools such as SQL, Python, Power BI, Tableau, or similar.
• Relevant certifications such as CAMS, CFE, CFF, CIA, or CISA are strongly preferred.
• Strong investigative mindset with the ability to analyze complex issues and identify root causes of control weaknesses.
• Excellent communication and stakeholder management skills, with experience engaging Compliance, Risk and senior leadership.
• High level of professional skepticism, integrity and discretion when handling sensitive information.
• Ability to operate independently, manage multiple priorities and deliver in a fast-paced, regulated environment.
• Fluency in English is a MUST.
  
  

Benefits

• Flexible working model with trust and autonomy from day one.
• A high-growth environment with ownership and responsibility that will accelerate your career.
• Participation in the company’s employee stock options program.
• Comprehensive health insurance.
• Flexi Perks: a monetary benefit to spend on what matters most to you — health, well-being, education, or professional development.
  

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