FPandA Analyst

Our Company

NymCard’s mission is to enable fintech and financial innovators to launch frictionless payment programmes with our modern infrastructure, at record speed. Our open API modern card issuing platform provides flexibility and control to issue cards, authorise transactions, and manage payment operations with just one integration and one partner.

We are a team of industry experts and technology innovators who take a dynamic approach to solving complex industry challenges. NymCard has an open and collaborative work environment and together we make up the NymCardian Nation. We power possibilities for our customers and each other by bringing the best talent together to do the best quality work we can.

The Role

As an FP&A Analyst, you will be an embedded finance partner to Product, Commercial, and Operations. You will keep forecasts current, build driver-based models, and turn data into clear recommendations that improve revenue, margin, and cash. The role covers monthly performance reporting, variance analysis, pricing support, and the link between product metrics and financial results.

You will maintain clean inputs, clarify KPI definitions, and improve close-to-report processes so leadership has timely, reliable numbers. Success looks like accurate forecasts with documented assumptions, variance drivers explained with evidence, and concise insights that inform decisions.

What You’ll Be Doing

• Maintain budgeting and forecasting files across revenue, COGS, Opex, cash, and headcount
• Build and update driver-based models that connect usage, pricing, scheme fees, and partner terms to P&L and cash
• Prepare monthly variance analysis and KPI summaries with clear commentary for leadership packs
• Partner with Commercial on pricing and pipeline-to-revenue conversion, run simple sensitivities where needed
• Partner with Product and Operations on business cases, cost-to-serve, and tracking of approved initiatives
• Track cohort trends, CAC, LTV, take-rate, churn, and margin drivers with action-oriented insights
• Keep KPI definitions and data sources consistent across finance and product tools
• Improve close-to-report with Accounting, including mappings, accrual logic, revenue recognition inputs, and reconciliations
• Build and refresh dashboards in Excel or a BI tool for self-serve drilldowns
• Support cash and runway views, calling out risks and opportunities with quantified impact
• Help prepare materials for board, investors, and audits with accurate, version-controlled inputs
  
  

• 4 to 6 years in FP&A or finance in tech, fintech, payments, or high-growth environments
• Strong Excel and solid financial modelling skills, including three-statement links and scenarios
• Working knowledge of a BI tool such as Power BI or Tableau and basic SQL for analysis
• Understanding of unit economics and revenue drivers in transaction-based businesses
• Clear written and verbal communication that turns analysis into actions
• High attention to detail, ownership, and reliable delivery across multiple workstreams
  
  

• Experience with card issuing or payments economics and scheme fees
• Exposure to ERP and reporting tools such as Oracle, SAP, or Netsuite