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Credit Relationship Manager UAE National Only CIBG - SandM Mid Market Corporate And Investment Banking Group

Talentmate

United Arab Emirates

18th August 2026

2608-1917-2144

Job Description

Job purpose

Assist in the financial analysis, credit risk assessment, risk rating and structuring of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs), meeting the customers, preparing Credit Proposals (CPs) (new, annual renewals and amendments etc.) and liaising with Wholesale Risk Management (WRM) and the Compliance Unit to resolve all queries related to risk and compliance issues, respectively.

Key Result Areas

Review with the CIBG Relationship Teams/WRM, deals, facility structures, credit products / services, and provide business solutions which meet business and customer requirements within credit and operational risk guidelines and policies.
Meet clients and parties involved in the deals as and when required for the execution of responsibilities and / or needed by Relationship Team(s) for business purpose.
Quick and timely turnaround of CPs while maintaining quality of analysis.
Monitor borrowing pattern, account conduct of borrowers and provide information at each review, thereby ensuring effective portfolio management and ensuring that the portfolio quality is maintained by highlighting early warning signals.
Independently manage the ‘portfolio’ of the relationships assigned.

Problem Solving

Analytical thinking, deductive logic and educative judgment required.
Thorough understanding of Mashreqbank’s policies and procedures in addition to regulatory, operational and compliance requirements.
Clear understanding of business transactions and relationship requirements with close coordination with the relationship team and WRM, without losing focus on risk, regulations and control issues.
Regulatory, operational, compliance and AML requirements would require thorough understanding of local banking practices.

Decision Making

Should use their judgment in daily decisions and be guided by superior if required.
Responsibility to monitor and report portfolio quality, size, mix and ensure adherence to risk / return guidelines.
Monitor, report and recommend actions if risk profiles of a relationship or a specific deal changes.
To comment on the account conduct/ behavior of client.
Provide financial solutions to customer requirements

Knowledge Skills and Experience
Minimum 5-7 years of experience of credit / financial analysis at similar level in banking and / or related field.
Degree in business / economics. A post graduate diploma / Chartered Accountancy or a similar qualification will be considered as an asset.
Local market knowledge and sufficient knowledge of the bank’s products and operating systems.
Excellent command over verbal and written English. Arabic language skill will be an added advantage.
Conversant with banking laws and local regulations.
Good inter-personal skills. Should be a team player and participation experience in variety of banking initiatives and solutions.

The leading financial institution in MENA

While more than half a century old, we proudly think like a challenger, startup, and innovator

in banking and finance, powered by a diverse and dynamic team who put customers first.

Together, we pioneer key innovations and developments in banking and financial services.

Our mandate? To help customers find their way to Rise Every Day, partnering with them through

the highs and lows to help them reach their goals and unlock their unique vision of success.

Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value.

We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.

Job Details

Role Level:	Mid-Level	Work Type:	Full-Time
Country:	United Arab Emirates	City:	Dubai
Company Website:	http://www.mashreq.com/rise	Job Function:	Finance
Company Industry/ Sector:	Banking

What We Offer

About the Company

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