Banking Sales Executive - Personal Loan 27O25

As a Banking Sales Executive specializing in Personal Loans, you will play a pivotal role in championing and driving sales for personal credit offerings. Your primary responsibility will be to identify, engage, and sign up potential clients, leveraging your expertise and understanding of financial products to tailor suitable lending solutions. You will work collaboratively with the bank's marketing team to devise strategic approaches to generate leads and convert prospects into valuable customers. This position is ideal for a highly motivated individual who is keen on achieving sales targets and delivering exceptional service, while ensuring compliance with relevant financial regulations. If you possess excellent interpersonal skills and have experience in the banking sector, particularly in sales and credit products, you might be the perfect fit for this role.

Responsibilities

• Identify and target prospective clients for personal loan products effectively.
• Canvas new business opportunities and convert prospects into successful clients.
• Conduct in-depth financial needs assessment and provide customized loan solutions.
• Maintain an updated knowledge of the bank's personal loan products and services.
• Work closely with the marketing team to implement sales strategies.
• Meet and exceed monthly and quarterly sales targets set by management.
• Build and maintain strong customer relationships to ensure repeat business.
• Ensure all personal loan sales comply with banking regulations and policies.
• Report on sales activities, market trends, and customer feedback to management.
• Assist in the development and refinement of sales scripts and presentations.
• Collaborate with other departments to enhance customer satisfaction and service delivery.
• Participate in training programs to stay updated on industry trends and regulations.

Requirements

• Bachelor's degree in finance, business administration, or a related field.
• Proven experience in sales, preferably in the banking or financial sector.
• Strong understanding of personal loan products and financial regulations.
• Excellent communication and interpersonal skills for client interaction.
• Ability to analyze financial data and create customized solutions.
• Results-driven mentality with a focus on meeting and exceeding targets.
• Proficiency in using CRM software and other sales tools effectively.
• Strong organizational skills and ability to handle multiple tasks simultaneously.