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Assistant Relationship Manager - Business Credit

Talentmate

United Arab Emirates

18th August 2026

2608-4857-137

Job Description

Analyze financial statements (balance sheet, income statement, cash flow) to assess client creditworthiness.
Perform ratio analysis, trend analysis, and cash flow projections.
Evaluate industry risks, business models, and macroeconomic factors affecting clients.
Prepare credit risk ratings in line with internal and regulatory frameworks.
Identify early warning signals and potential risk exposures in the portfolio.
Prepare credit applications/memos for new and existing clients, including:
- Facility structures (loans, overdrafts, trade finance, etc.)
- Risk analysis and mitigants
- Financial projections and sensitivities
- Coordinate with Risk, Legal, Compliance, and Credit teams for approvals.
- Ensure credit proposals comply with internal policies and regulatory requirements.
- Review loan documentation and ensure accuracy prior to execution.

Job Details

Role Level:	Associate	Work Type:	Full-Time
Country:	United Arab Emirates	City:	Dubai
Company Website:	http://www.rakbank.ae	Job Function:	Business Development
Company Industry/ Sector:	Banking

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