Assistant Relationship Manager - Assets UAE Nationals

Job Description

To support Asset related activities of the assigned portfolio covering the following aspects:

• Handle NTB/ENH & annual renewal of credit facilities comprising of the following activities:
• Liaising with RMs & clients for required information/ documents to initiate the credit approval process.
• Preparation of credit proposals in line with customer requirements & policies of the bank (capturing updated business model (if any), financial analysis with details of key changes, compliance of approval terms & covenants, analysis of account conduct, AECB, group conduct etc.
• Undertaking the facility documentation (involving following up for CRAD for facility letter, confirming draft letters & ensuring that the facility documentation is released to the clients. To follow up with clients for signoff, co-ordinate to lodge the signed documents back to CRAD, ensure completion of relevant security creation & completion of limit activation process (FRS).
• To handle the working capital facility transaction referrals (by addressing TFS/Factoring/LBD referral points, liaising with clients/internal operations units for any additional information/ clarification, raising suitable requests to RM for the deviations with suitable justifications, convey the approvals to respective internal stakeholders for onward processing of transactions post approval)
• Handle the allocated portfolio monitoring activities including the following:
• Regular follow up on monthly/ quarterly covenants & submit for approvals to RM/Credit
• Diarize and monitor the insurance, Valuation, Mortgage expiries pertaining to assigned Asset portfolio (approach the clients for submission of renewed documents & lodge with CRAD for perfection)
• Handle any system migration related data inputs as may be required from time to time (i.e. nCino and any other system migrations)
• Provide MIS and performance reports on the above activities within timelines agreed with business unit in UAE.