Actuarial Senior Analyst

About Us

Cigna healthcare is a global health service company with roots in the US, serving more than 180 million customers and patients throughout the world. We deliver quality health care through choice, predictability, affordability and through integrated capabilities and connected, personalized solutions that advance whole person health.

Cigna’s mission is to help our customers improve their health, well-being and sense of security by providing access to care. With our whole health approach, we’re focused on addressing health concerns, improving resilience, reducing stress levels and emotional health issues. Our employer promise is to remain steadfast in our commitment to fostering growth and improving lives by offering meaningful work within a positive, inclusive culture that prioritizes our colleagues. We champion teamwork and collaboration and empower our people with cutting-edge technology to drive efficiency and amplify their impact in everything we do. Together we strive to create an environment where every individual thrives and contributes to meaningful change.

Cigna Insurance Middle East, a leading health insurer, is looking to appoint an Actuarial Senior Analyst based in Dubai. The successful candidate will work closely with the Middle East and Africa actuarial team and will support initiatives across both the local UAE health insurance market and the broader Middle East and Africa businesses. The individual will work closely with other business areas, including but not limited to Data & Analytics, Underwriting and Product Development, to develop insights to help the Company make informed business decisions. This position requires detailed analysis, independent judgment and discretion, and the ability to support a range of actuarial investigations.

Key Responsibilities

• Data extraction, processing, reconciliations and analytics.
• Support reserve studies for the Middle East and Africa region, including claims development analyses, assumption reviews, reserve adequacy testing and financial impact.
• Development of reserving methodologies on both IFRS 4 and IFRS 17 bases.
• Lead monthly and quarterly actuarial valuation processes supporting financial close.
• Development of dashboards and reports to enhance the speed and quality of actuarial analysis and reporting.
• Project claims cost, loss ratios and profitability metrics for forecasting and business planning.
• Deliver performance analysis and explain variances between actual and forecast results.
• Support the compilation of regulatory submissions and audit requirements.
• Close collaboration with other teams including Data and Analytics, Underwriting and Finance.
  
  

Personal Profile

• An undergraduate degree in Actuarial Science, Mathematics, Finance or a related field.
• Good progress towards Associate credentials with either the Institute and Faculty of Actuaries or the Society of Actuaries.
• A commitment towards pursuing a Fellowship qualification.
• At least four years of actuarial experience in the Middle East, with at least part of that experience in medical insurance valuation and experience analysis.
• Be self-motivated and results driven.
• Good communication skills and strong attention to detail.
• Strong proficiency in MS Office and data analytics (R, SQL, Alteryx or equivalent).
• Excellent verbal and written English competence.
  
  

What We Are Looking For

We are seeking individuals who thrive in collaborative environments, are passionate about driving meaningful change, and are excited to grow in a company that prioritizes its people.

Join us and be part of a company where your growth, ideas and contributions are valued. Let’s create something extraordinary together. It’s time to look to your future and apply to work for Cigna today!

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: SeeYourselfEMEA@cigna.com for support. Do not email SeeYourselfEMEA@cigna.com for an update on your application or to provide your resume as you will not receive a response.

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