Senior Credit Manager 19J25

The Senior Credit Manager is a pivotal role within our finance team, providing critical oversight and management of the company's credit granting process. As a Senior Credit Manager, you will have the responsibility of assessing the creditworthiness of potential customers, along with monitoring existing customer accounts to prevent credit risks and ensure effective management of the company's credit portfolio. This role requires a professional with a strong analytical background and experience in financial analysis, risk management, and credit policies. The successful candidate will possess excellent leadership and communication skills, enabling them to collaborate effectively with various departments and guide the junior team members. If you possess a keen eye for detail and a strategic mindset that can contribute to optimizing our financial performance, we encourage you to apply for this exciting opportunity.

Responsibilities

• Develop and implement robust credit policies and procedures that mitigate risk.
• Analyze the financial status of potential customers to evaluate creditworthiness.
• Monitor and review existing customer accounts to identify potential risks.
• Lead, mentor, and provide guidance to junior credit management staff.
• Coordinate with sales and finance teams to ensure cohesive credit operations.
• Generate and analyze reports on credit data and credit risk profiles regularly.
• Establish and maintain strong relationships with key clients and stakeholders.
• Conduct regular audits of credit processes to improve efficiency and accuracy.
• Actively participate in negotiations with clients to resolve complex credit issues.
• Provide strategic input on credit-related matters at management meetings.
• Ensure compliance with all relevant regulatory requirements in credit activities.
• Evaluate and upgrade credit management systems to stay current with industry best practices.

Requirements

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of five years of experience in credit management or related roles.
• Strong knowledge of credit analysis techniques and financial risk management.
• Excellent analytical skills with ability to interpret complex financial data.
• Exceptional leadership qualities with experience in team management.
• Proficient in using financial software and tools for credit assessment.
• Solid understanding of compliance and regulatory requirements in finance.