Lead Product Manager - Consumer Lending

Role Summary

We are looking for a Lead Product Manager – Consumer Lending to drive the strategy, development, and execution of our digital lending products, including SNPL/BNPL, Easy Cash, and Cash Now offerings. The ideal candidate will have a strong understanding of both banking and fintech lending ecosystems, with hands-on experience in consumer credit, personal loans, or installment products.This role requires a product leader who can balance strategic vision with execution excellence, working across teams to deliver seamless, compliant, and innovative lending experiences to our customers.Key

Responsibilities

• Lead the end-to-end product lifecycle for consumer lending solutions—from concept to launch and continuous optimization.
• Define product strategy and roadmap aligned with the company’s business objectives, regulatory framework, and customer needs.
• Collaborate closely with engineering, design, data, risk, and operations teams to ensure timely and high-quality delivery.
• Partner with banks, fintech partners, and technology vendors to integrate and enhance lending capabilities (e.g., FintechOS, Camunda, M2P, AECB, etc.).
• Develop customer-centric features to improve acquisition, credit approval speed, repayment flexibility, and digital experience.
• Ensure all product features comply with CBUAE and AECB regulations, data protection, and internal governance standards.
• Monitor performance metrics, customer feedback, and market trends to drive product improvements and innovation.
• Lead, mentor, and develop a team of product managers or analysts to scale lending initiatives.
  
  

• 10+ years of product management experience in consumer lending or digital credit.
• Strong background in banking or regulated financial institutions, combined with exposure to BNPL/SNPL, Easy Cash, or instant loan fintech products.
• Proven success in launching and scaling lending or installment products in digital ecosystems (mobile/web).
• Solid understanding of credit lifecycle management, risk assessment, loan origination, and collections processes.
• Experience working with credit bureaus, loan management systems, and decision engines.
• Excellent stakeholder management skills and ability to drive discussions with tech, compliance, risk, and business teams.
• Analytical mindset with ability to use data and user insights for decision-making.
• Strong communication and leadership skills; able to influence cross-functional teams.
• Experience in Middle East or GCC markets with local regulatory familiarity.
• Exposure to fintech platforms, digital wallets, or micro-lending ecosystems.
• Prior experience integrating with AECB, CBUAE, or similar regulatory bodies.