Senior Director Risk Strategy Fraud And AML Fiat Crypto

Shanghai, China / Taguig City, Metro Manila, Philippines / Shenzhen / Hong Kong, SAR / Hong Kong / Singapore, Singapore

Data & AI & Risk – Risk Strategy /

Full-time Employee /

Remote

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We are looking for an experienced Risk Strategy Leader to lead the design and execution of our end-to-end risk control framework across both fiat and crypto ecosystems.

This role owns fraud prevention, AML strategy, and fund flow risk management, covering the full lifecycle from fiat on/off ramps to on-chain transactions. The ideal candidate can trace and assess end-to-end fund flows, identify suspicious patterns, and drive clear risk decisions and account actions.

This role is not a regulatory-facing MLRO/compliance role, but will work closely with the Philippines (PH) Risk & AML team to ensure strong local execution.

Key Responsibilities

• End-to-End Risk Strategy (Fraud + AML + Fund Flows)
• Own and drive the overall fraud prevention and AML strategy across fiat and crypto
• Design strategies across the full lifecycle: onboarding, login, fiat deposits/withdrawals, trading, and crypto transfers
• Identify and mitigate risks such as payment fraud, account takeover, mule activity, scams, and money laundering
• Build unified strategies that connect user behavior, transaction activity, and fund flows (fiat + on-chain)
• Balance risk control with user experience and operational efficiency
• Fiat Risk & Payment Flow Control (New - Core Requirement)
• Design and optimize risk strategies for fiat on-ramp and off-ramp flows (bank transfers, e-wallets, payment rails)
• Monitor and assess incoming and outgoing fiat transactions for fraud and AML risks
• Define review, approval, and escalation mechanisms for high-risk transactions
• Work closely with payment partners and internal teams to manage risk exposure
• Fund Flow Analysis & Risk Decisioning (Key Differentiator)
• Analyze and trace end-to-end fund flows across fiat and crypto
• Identify suspicious patterns such as layering, structuring, mule networks, and fraud-linked flows
• Make or guide decisions on account-level actions (e.g., allow, block, restrict, freeze, escalate)
• Build frameworks for consistent and explainable risk decision-making
• On-chain Risk & Tooling (Elliptic Focus)
• Leverage and optimize Elliptic to strengthen on-chain monitoring and AML capabilities
• Translate blockchain intelligence into actionable risk strategies (e.g., scam flows, high-risk wallets)
• Integrate Elliptic signals into internal systems for automated decision-making
• Evaluate other tools (e.g., Chainalysis, TRM) where needed
• Risk System & Platform Development
• Lead the design of scalable risk infrastructure, including rule engines, decision engines, and case management systems
• Build unified systems that support fraud, AML, and fund flow monitoring
• Drive real-time decisioning and reduce reliance on manual processes
• Data-driven Optimization
• Identify emerging fraud and AML typologies using data analysis
• Define and track key metrics (fraud loss, detection rate, false positives, operational efficiency)
• Implement testing frameworks (A/B testing, rule tuning, segmentation)
• Team Leadership & Cross-regional Collaboration
• Build and lead teams across risk strategy, fraud operations, and AML operations
• Work closely with PH Risk & AML team for execution and local alignment
• Partner with Product, Engineering, Compliance, and Operations globally
  
  

Requirements

Experience

• 8+ years in fraud risk, AML, payments risk, or risk strategy, with 3+ years in leadership
• Strong experience in payments, crypto exchanges, or fintech platforms
• Proven experience managing fiat transaction risk and/or payment fraud
  
  

Core Competencies

• Deep expertise in anti-fraud (ATO, payment fraud, scams) and AML
• Strong understanding of fiat transaction flows, payment systems, and risk controls
• Ability to trace fund flows across fiat and crypto and identify suspicious patterns
• Experience making or guiding account-level risk decisions (block/freeze/restrict)
• Experience designing scalable risk strategies and rule systems
  
  

Tools & Data

• Hands-on experience with Elliptic (or similar tools like Chainalysis / TRM)
• Ability to translate tool outputs into risk decision logic
• Strong data skills (SQL required, Python preferred)
  
  

Leadership & Collaboration

• Strong leadership and execution capability across functions
• Experience working with regional or distributed teams
• Fluent in English
  
  

Nice to Have

• Experience with both fiat payments risk and crypto risk
• Experience analyzing complex fund flows (multi-hop, cross-channel)
• Familiarity with Southeast Asia / Philippines market
• CAMS or similar certifications
  
  

What We’re Looking For

• A full-stack risk leader across fraud, AML, and payments
• Someone who can trace money end-to-end (fiat → crypto → fiat)
• A decision-maker who can translate analysis into clear account actions
• A builder who can turn strategies into scalable systems
• A partner who can work effectively with PH teams
  
  

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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