Loan Examination Specialist

About This Role

Wells Fargo is seeking a Loan Examination Specialist.

In This Role, You Will

• Participate in building business partner relationships and identify opportunities for maintaining them within defined parameters
• Analyze risks and offsets related to performing in-depth, prefund loan reviews
• Present recommendations for resolving various issues related to reviews and loan files
• Exercise independent judgment while developing an understanding of compliance related to internal company requirements
• Provide communication regarding overall process and transaction quality to appropriate parties
  
  

• 2+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  
  

• 4+ years of underwriting experience of unsecured products
• 2+ years of quality assurance experience
• Financial Statement Analysis: Ability to interpret complex financial documents, including tax returns, balance sheets, and income statements.
• Cash Flow Analysis: Understanding of personal and business cash flow to determine repayment capacity.
• Credit Risk Assessment: Proficiency in evaluating creditworthiness using credit scores, debt-to-income ratios, and other risk indicators.
• Communication: Excellent verbal, written, and interpersonal communication skills
• Portfolio Management: Experience managing large or complex credit portfolios, including exposure limits and diversification.
• Extensive knowledge of lending policy guidelines and procedures as evidenced by strong credit and compliance quality
• Track record of proactive problem solving, taking initiative, and effectiveness in resolving complex escalations timely and decisively to meet customer expectations
• Ability to manage multiple priorities, including managing a pipeline and supporting escalations while maintaining excellent quality
• Analytical skills focusing on problem solving, process improvement and customer impact in a rapidly changing environment.
• Ability to organize, re-prioritize, and manage multiple priorities in-order-to meet deadlines
  
  

• Must be amenable to work US shift schedule and in McKinley Hill, Taguig City