Job Description

  • Design and document the end-to-end MSME underwriting framework: credit policy, risk appetite, scoring methodology, and delegation of authority matrix

  • Define and standardize credit assessment criteria for business term loans, with extensibility to RCL and cash flow-based products

  • Establish approval workflows, escalation paths, and documentation standards for credit decisions

  • Coach and develop the local underwriting team, building internal capability to operate independently

  • Collaborate with Risk, Compliance, and Product to ensure underwriting standards meet BSP regulatory requirements

  • Review and sign off on credit decisions during the framework build-out phase

  • Minimum 5 years of MSME/SME credit underwriting experience, ideally in SEA or emerging market banking/insurance

  • Prior experience building or rebuilding underwriting functions and processes

  • Strong knowledge of financial statement analysis, cash flow-based lending, and collateral assessment


Job Details

Role Level: Mid-Level Work Type: Full-Time
Country: Philippines City: Taguig National Capital District
Company Website: http://www.salmongroupinc.com Job Function: Finance
Company Industry/
Sector:
Government Relations Services

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