Underwriter

We’re an award-winning global outsourcer providing contact center and back office services on behalf of our global clients. Come work at a place where innovation and teamwork come together to support the most exciting missions in the world!

Job Summary**

The Underwriter Loans will be responsible for evaluating loan applications, assessing risk, and making informed decisions on loan approvals, ensuring adherence to company policies and regulatory requirements.

Job Responsibilities**

• Analyze and verify loan applications, financial statements, credit reports, and other supporting documentation to assess creditworthiness and risk.
• Evaluate applicants financial capacity, collateral, and repayment ability in accordance with established underwriting guidelines and policies.
• Identify and mitigate potential risks associated with loan applications, escalating complex cases as needed to senior management.
• Communicate effectively with loan officers, borrowers, and other stakeholders to gather necessary information and clarify discrepancies.
• Ensure compliance with all relevant lending regulations, internal policies, and industry best practices.
• Prepare detailed underwriting reports and recommendations for approval or denial of loan applications.
• Maintain accurate and organized loan files and documentation throughout the underwriting process.
• Contribute to the continuous improvement of underwriting processes and procedures.
• Stay updated on market trends, regulatory changes, and economic factors impacting the lending industry.
  
  

• Proven experience as a Loan Underwriter, preferably within a BPO environment or financial services industry.
• Strong understanding of credit analysis, financial statements, and various lending products (e.g., personal loans, mortgages, business loans).
• Excellent analytical and decision-making skills with a keen eye for detail.
• Proficiency in using underwriting software and financial analysis tools.
• Solid knowledge of relevant lending regulations and compliance requirements.
• Exceptional communication (written and verbal) and interpersonal skills.
• Ability to work independently and as part of a team in a fast-paced environment.
• High level of integrity and commitment to ethical practices.
• A relevant bachelors degree in Finance, Business Administration, Economics, or a related field is highly desirable.