Compliance Analyst Cryptocurrency Transaction Monitoring

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Fascinated by the future and captivated by technology?

Smart, driven and want to make a difference in the world?

You’ll fit right in.

Join a diverse team at Visa, where your individuality fits right in. We can provide the opportunity to shape the payments experience globally. Together, let’s transform the way the world pays.

Think you know us?

Our mission is to connect the world through the most innovative, reliable and secure digital payment network that enables individuals, businesses and economies to thrive.

Individuality fuels our brand and our global team – we’re proud that we are a talented team of 15000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life outside of the office, whether it’s taking advantage of agile work schedules or our wellness programs, Visa respects and encourages meaningful work/life balance for everyone.

So, if you’re not satisfied with the status quo, we can satisfy your desire to explore new territory, giving you the runway to really make an impact, whilst connecting you with teams around the world in a truly inclusive culture that celebrates our uniqueness.

If you think you could support Visa as a Compliance Analyst live monitoring, we want to hear from you – together, let’s make Visa a great place to work.

What’s it all about?

The compliance-risk control framework includes financial crime compliance and regulatory compliance. Financial crime focus is on Anti-Money Laundering AML, Counter Terrorist Financing CTF, Sanctions & Anti-Bribery and Corruption ABC, and on the associated Know Your Customer KYC and Know Your Customer’s Business KYCB & Counterparty Due Diligence CDD obligations including primarily but not limited to:

• On-boarding counterparty due diligence
• Transactional monitoring
• Sanctions screening
• Suspicious activity identification, monitoring and reporting

What we expect of you, day to day:

• Develop an understanding of Visa Payments business operations and payment processes
• Review/investigate payments of a high-risk nature due to geography, currency, value and nature of business
• Ability to document rationales in detail for audit trail
• Deal with escalations from specialists within the team as a first reviewer and escalate upwards where necessary
• Keep up to date with our regulatory obligations and react to global events
• Identify trends, and use data to suggest improvements to effectively resolve service issues
• Identify and internally escalate actual or suspected financial crime incidents and follow our suspicious activity reporting processes
• Ensure queries are sent in a timely manner in line with our internal SLAs and deadlines set
• Identify trends and use data to suggest improvements to effectively resolve service issues, escalating appropriately
• Assist with the development of management information in alignment with regulatory and internal policy/risk expectations
• Assist with the review of new controls to mitigate risks and reduce false positives to improve efficiency across the team
• Support with demonstrations of the VPL business, our product and internal control framework to internal and external stakeholders
• Ensuring clients are within legal parameters and not undertaking ML or criminal activities. For example, using screening and monitoring systems to assess client legitimacy
• Promoting and providing advice on best compliance practice within critical business areas
• Exemplifying the company values and promoting them in all areas of the role, within and without the function

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Education and Experience:

All qualifications will be considered, professional qualifications (ICA AML, Compliance and/or Financial Crime Post-Grad Diplomas) essential.

5 + years of experience in financial/corporate sector payments, FX and/or compliance

3 + years of experience in transaction monitoring and cryptocurrency

Understanding of IT systems, operational and/or product development payment processes, especially in e-Commerce environments for retail and/or corporate payments

Experience working within a processing service organisation

Understanding of relevant UK regulations

SME Level experience in cryptocurrency and digital wallet transaction monitoring, including familiarity with blockchain technology and knowledge of compliance standards related to cryptocurrency transactions.

Experience working with TRM and Chainalysis



Your Personal Attributes:

Courteous and friendly nature (team player)

Strong communication skills, written and oral

Recognises the importance of attention to detail (regulatory environment)

Able to work independently and efficiently to meet deadlines

Ability to follow a process driven task

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.