Reconciliations Accountant Australian Lending

Job Overview:

We are seeking a Reconciliations Accountant - Australian Lending (CA) or CPA with direct experience in loan reconciliations and collections to join their finance operations team. This is not a traditional administrative or bookkeeping role. You will own the financial accuracy of loan disbursements, repayments, and third-party data reconciliation. You will work with loan amortization schedules, collections ledgers, and large datasets—and you will enjoy finding discrepancies that others overlook.

Client Overview:

Our client is a fast-growing, technology-driven private lending company reshaping access to capital for Small and Medium-sized Enterprises (SMEs) across Australia. They specialize in short-term business loans ($5,000–$100,000) with a market-leading promise: approval and funding deposited within two hours. With a 200% first-half growth rate and a 90% approval rate, they are rapidly becoming a disruptive force in the Australian financial services sector.

Schedule:

Monday – Friday, 40 hours per week, flexible within Australian business hours (e.g., 6:00 AM – 3:00 PM Manila Time)

Key Responsibilities:

Reconciliation & Financial Accuracy (Primary Focus – 60%)

• Reconcile daily loan disbursements and repayments against bank statements and internal loan ledgers.
• Reconcile income and expense data between the client’s lending system and third-party broker dashboard platforms (e.g., Orgmeter or similar).
• Identify and resolve discrepancies in loan amortization schedules, payment allocations, and collections data.
• Prepare daily/weekly reconciliation reports for management review, highlighting any outstanding variances.

Collections Support (20%)

• Monitor overdue loan accounts and reconcile collections received against outstanding principal and interest balances.
• Work cross-functionally with the client success team to ensure borrower payments are applied correctly and on time.
• Flag accounts requiring escalation based on reconciliation findings (e.g., repeated arrears, unallocated payments).

Data Integrity & Reporting (20%)

• Manage and reconcile large datasets (10,000+ rows) using Excel and Google Sheets (pivot tables, XLOOKUP, data validation, IF statements).
• Maintain accuracy of loan records within HubSpot CRM and internal loan management databases.
• Identify opportunities for automation in reconciliation workflows (experience with Zapier, Make, or basic scripts is a strong plus).

Requirements:

• Chartered Accountant (CA) or CPA qualification (or final-year candidate actively taking exams).
• Collections or loan repayment experience – you understand how loan amortization works and how to reconcile arrears on a lending book.
• Advanced Excel/Google Sheets skills – confident with large datasets, pivot tables, and lookup functions.
• Detail-obsessed mindset – you actively enjoy finding the $10 discrepancy that everyone else missed.
• Ability to work independently in a high-velocity, technology-driven environment (loans approved in hours, not days).

Nice to have:

• Experience with Orgmeter or similar lending data aggregation platforms.
• Familiarity with HubSpot CRM.
• Understanding of automation tools (Zapier, Make, or basic scripts).
• Previous experience in Australian lending, fintech, or private credit.

Independent Contractor Perks

• Health insurance in eligible locations
• Permanent work from home
• Immediate hiring

Note

• Please click the "Apply" button to complete your application, including the assessment questions, technical check, and voice recording. Your hourly pay rate will be established based on your performance in the application process; submissions with all requirements fulfilled will receive priority review.