Credit Risk Management Specialist - SeaMoney Credit

Job Description

• Assist in formulating and executing credit risk policies by utilizing data analysis and documenting the credit framework for underwriting and managing policies related to portfolios
• Responsible for coordinating and implementing risk management initiatives with functional business units to facilitate risk identification, analysis, mitigation and reporting
• Prepare performance/result tracking against triggers
• Conduct risk assessments, risk metrics and visualization, risk convergence, credit risk and control framework design and integrated credit risk management
• Assist in ensuring compliance to credit risk management requirements by local-and-group level
• Aid in providing information for credit risk governance meetings and contribute to ensuring that follow-up tasks and corrective actions are addressed within the specified deadlines
• Undertake ad hoc tasks assigned by the Head of Risk to help build and implement a strong credit risk framework, potential financial and liquidity risk management review, and promoting business growth within the defined risk limits
  
  

• Bachelor’s Degree from an accredited institution in either Risk Management, Business Administration, Information Systems / Security or any related field
• At least 1-3 years of work experience either in risk management, internal audit, or business continuity
• Knowledge about risk management framework for financial institutions, credit bureaus, operational controls, and risk-based methodologies
• Good level of English both spoken and written
• Work experience in banking, financing, lending, or FinTech companies
• Experience with data tools – SQL
• Advanced computer skills especially Microsoft Excel
• Can work independently with minimal supervision
• Detailed-oriented, committed to quality
• Strong interpersonal and communication skills
• Forward-looking and creative thinker, with a general problem-solving mindset
• Team spirit (being able to cooperate with colleagues including from other departments)
• Strong analytical and decision-making skills