Portfolio Officer

This position is primarily responsible for executing and co-developing portfolio strategies in the regular banking book, exercising delegated judgment on securities selection, risk positioning, and liquidity deployment, in order to optimize the Bank's residual liquidity, enhance portfolio yield, and support N3 in translating desk-level strategy into execution outcomes.

Job Responsibilities

• Provide N3 with data and analyses to support new investments/renewal of investment lines; Independently prepare and defend investment/line proposal analyses, acting as the desk's designated presenter when N3 is unavailable;
• Monitor domestic and foreign financial markets on a daily basis and analyze the impact of market and firm-specific developments on portfolio valuations and yield; Independently interpret market signals and macro/firm-specific developments to formulate tactical portfolio positioning views and pre-emptive risk management recommendations.
• Conduct periodic reviews of portfolio quality, risk profile, diversification, and profitability of Banking Book securities portfolios; Co-develop end-to-end portfolio quality reviews, including designing the review framework/criteria used by the desk, identifying emerging concentration or credit-quality risks ahead of formal review cycles, and proposing corrective repositioning strategies to N3;
• Recommend appropriate entry and exit levels for portfolio investments to N3; Exercise delegated authority from N3 to execute entry and exit decisions on routine/pre-cleared trades, with real-time accountability for execution quality;
• Ensure that deal execution is within pre-approved investment parameters and risk limits set by the Bank and follows external rules, regulations, and accounting standards; Serve as the desk's primary control point for execution compliance through proactive flagging of limit breaches or regulatory/accounting standard changes to N3 and recommend corresponding adjustments to desk operating procedures;
• Coordinate with Centralized Credit to ensure that all relevant information and analyses to support investment line proposals/renewals are provided in a complete and timely manner; Manage the relationship with Centralized Credit and other credit-process stakeholders for the desk's line renewal pipeline, resolving documentation or analytical gaps independently;
• Attend Sub-Credit Committee (SubCrecom) and Credit Committee (Crecom) meetings to answer inquiries related to investment line proposals/renewals; AssistN4inthemanagementofportfoliomaturitiesandreinvestmentoftheBank’sexcessfunds;
• Independently structure investment recommendations for excess funds and pre-funding strategies ahead of upcoming portfolio maturities; Support N3 in coordinating with other departments for the conceptualization and implementation of new portfolio initiatives, projects, or investment products;
• Help in achieving the Net Revenue from Funds(NRFF)and Non-Interest Income targets of L1; Prepare periodic portfolio data, reports, and inputs for weekly Asset and Liability Management Committee (ALCO) and monthly Risk Management Committee (RMC) meetings; and Synthesize portfolio performance, risk, and outlook commentary for ALCO/RMC submissions, and respond to questions directly in the N3’s stead when required.
  
  

• Bachelor’s Degree in Finance or Business- related course
• Certification requirements: Certified Treasury Professional, SEC-Certified Fixed Income Salesman
• At least one year experience in:
• Trading
• Portfolio Management
• Investments