Business Risk Officer

The Business Risk Officer – Unsecured Lending and Cards supports the Business Risk – Consumer and BB Head in building and implementing risk management culture and risk awareness guided by the programs and objectives of the Risk Management Program of the Bank across the Unsecured Lending and Cards Group.

Duties And Responsilities

3.1. Coordinates, reviews, and monitors implementation of the Bank’s Risk Management,

Head, Business Risk -Consumer and BB

Business Risk Officer -ULC

Business Risk Officer -RLBG

Business Risk Officer -BB

Compliance and AML Programs, including but not limited to all Compliance and Risk Assessment Documents (e.g. Business Recovery Plan, Compliance Matrix, RCSA, etc.)

3.2. Proactive identification and monitoring of credit and operational risks that could result to the imposition of legal or regulatory sanctions, financial loss, or loss to reputation as a consequence of the failure to comply with all applicable laws, regulations, codes of conduct and standard of good practice.

3.3. Ensures proper information dissemination on matters concerning the Unsecured Lending and Cards Group, including new policies and regulations, changes in processes, roll-out of risk -related initiatives, lectures, and trainings as needed.

3.4. Supports and coordinates with Unsecured Lending and Cards units during the conduct of portfolio/product review, internal or external audit, and regulatory examination.

3.5. Establishes a clear and open communication line between the Unsecured Lending and Cards units, oversight units such as Internal Audit, Risk Management Office, and Compliance Office, and the Bank’s external auditors and regulators.

Qualifications

Bachelor’s Degree in business or accounting-related course

At least 2 years' experience in the banking industry under Risk Management.