Default Analytics Specialist WFH Night Up To PHP72K

• Type: Full Time
• Region: International
• Town/City: Mandaluyong, National Capital Region
• Posted: 15/01/2026
• Listed in: Infrastructure
• Reference: JOB-1768407498_1768457721
  
  

Job Description

Powering Smarter Credit Decisions in a Digital-First World

iCash is a leading Canadian fintech redefining how consumers access responsible, technology-driven credit solutions. Built for scale and speed, the company combines advanced analytics, automation, and customer-first lending to deliver fair, transparent financial products across Canada.

Known for its strong growth, data-led culture, and commitment to continuous improvement, our client invests heavily in analytics, experimentation, and innovation-giving teams the tools and trust to drive measurable impact. Joining their team means influencing real-world credit outcomes, shaping smarter collections strategies, and building a future-ready analytics career with global reach.

Job Description

As a Default Analytics Specialist, you will strengthen the Credit Risk team by analyzing delinquency trends, improving collections effectiveness, optimizing outbound strategies, and driving recoveries through data-driven experimentation and performance insights across the full collections lifecycle.

Job Overview

Employment type: Full-time

Shift: Night shift, weekends off

Work setup: Permanent work-from-home

Salary: PHP 45,000 - PHP 72,500

Exciting Perks Await!

• Competitive Salary Package
• Night differential pay to maximize your earnings
• HMO coverage with free dependent upon regularization
• Permanent WFH arrangement
• Fixed weekends off
• Salary Advance Program through our banking partner (eligibility subject to bank assessment; available after 6 months tenure)
• Unlimited upskilling through Emapta Academy courses
• Free 24/7 access to office gyms (Ortigas and Makati) with a free physical fitness trainer
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
• Unlimited opportunities for employee referral incentives
• Standard government and Emapta benefits
• Total of 20 annual leaves
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment
  
  

The Qualifications We Seek

• 3 to 5 years of relevant experience
• Strong analytical skills with the ability to translate data into measurable operational outcomes
• Experience in collections analytics, credit risk, delinquency, recovery, or agency strategy
• Solid understanding of collections KPIs and performance metrics
• Experience with experimentation (A/B testing, champion/challenger) and uplift measurement
• Advanced quantitative analysis and root-cause problem-solving skills
• Strong SQL skills with the ability to independently extract and analyze data
• Advanced Excel or Google Sheets skills; experience with BI tools such as Tableau
• Comfort working with large datasets and automation-driven analytics
• Python or R is a strong advantage
• Experience with dialer or CCaaS analytics (e.g., NICE CXone) and outbound campaign operations
• Knowledge of agency management, vendor performance, and collections ROI metrics
  
  

Your Daily Tasks

• Own ongoing monitoring of delinquency and recovery performance across segments, products, channels, and strategies
• Identify performance drivers and deliver actionable recommendations to improve collections outcomes
• Design and run champion/challenger and A/B tests, including hypothesis definition, success metrics, and impact measurement
• Develop and refine segmentation and treatment strategies based on DPD, ability or willingness to pay, and contactability
• Optimize contact strategies, dialer configurations, and strategy rules in partnership with Collections Operations
• Monitor and optimize internal and external agency performance, including recovery, cost, and aging metrics
• Build and apply analytical models such as propensity, contactability, and expected value to guide strategy and placement decisions
  
  

Welcome to Emapta Philippines!

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands alongside industry leaders, offering stability and meaningful global career opportunities. Here, youll work with international clients across industries, supported by a collaborative culture focused on innovation and impact. We empower your success through continuous learning, global exposure, and a people-first environment. Apply now and be part of the #EmaptaEra.

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