The Senior Product Lead – Value-Added Services is accountable for the end-to-end development and performance of value-added and cross-selling services across MaxiGroup product portfolios.
The role leads the design, attachment, and launch of new value-added services embedded within base life, health, and care products, ensuring alignment with commercial objectives, regulatory requirements, and customer experience outcomes.
Specific Areas Of Accountability
Own the VAS portfolio end-to-end across HMO, insurance, and clinic product lines, accountable for strategy, implementation, performance, and continuous optimization.
Enhance, design, implement, scale, and manage value-added services (VAS) across Maxicare, MaxiHealth, and MaxiLife, driving customer adoption, engagement, cross-sell uplift, and incremental revenue.
Define and execute the VAS product strategy and roadmap, ensuring alignment with Group growth priorities, customer segments, and lifecycle value objectives.
Lead the end-to-end product development and implementation of new and enhanced VAS programs, from ideation and business case development through launch, monitoring, and iteration.
Analyze market, customer, and competitor insights—leveraging Research outputs and conducting targeted analysis when needed—and translate insights into enterprise-level VAS initiatives and priorities.
Sponsor and oversee market validation, pilots, and phased rollouts, making go / no-go and scaling decisions based on customer uptake, operational readiness, and financial impact.
Identify, structure, negotiate, and manage strategic VAS partnerships, including service providers, distribution partners, reinsurers (where applicable), and commercial collaborators.
Provide senior-level leadership across functions, working closely with Actuarial, Operations, CIT, and other Division, and Governance Committees to ensure seamless approval, implementation, and launch.
Lead the preparation and finalization of VAS product designs, implementation plans, positioning, and portfolio alignment across HMO, insurance, and clinic contexts.
Oversee and sign off on contracts, forms, regulatory submissions, and approval documentation related to VAS offerings, as applicable.
Ensure all VAS initiatives and implementations comply with internal policies, regulatory requirements, and governance standards, maintaining audit-ready documentation at all times.
Establish and track VAS performance metrics (adoption, revenue contribution, customer impact, partner performance), driving corrective actions and optimization where required.
Act as the primary escalation and decision authority for VAS-related trade-offs involving scope, prioritization, partnerships, and implementation sequencing.
Lead and develop the VAS product team, setting clear priorities and accountability across strategy, development, implementation, and performance.
Coach team members to translate customer, market, and commercial insights into scalable, compliant, and value-generating VAS offerings across HMO, insurance, and clinic products.
Enable effective cross-functional collaboration with stakeholders.
Desired Skills And Competencies
In-depth knowledge & experience in marketing management, product management, project management and/or quality management from a life insurance company
Strong analytical and problem-solving skills
Ability to work independently and as part of a team
Previous leadership or management experience is an advantage.
Good interpersonal skills – able to openly discuss ideas and concerns to peers and managers
Can easily adapt and work in a fast paced culture and environment
Delivers outputs on schedule and manages to work well under pressure
Able to collaborate effectively with customers and/or colleagues outside own team structure
UX/UI experience is an advantage
Experience design
Capable of using Design thinking principles and tools
Capable of Prototyping and Usability testing
Professional Qualification
Bachelor’s degree holder in BS Business Administration, Management, Industrial Engineering, Economics, Mathematics, Statistics and related courses
At least 8 years’ experience in insurance, healthcare or similar experience with key focus on product and project management.
At least 3–5 years leading complex, cross-functional initiatives
Proficient in Microsoft Office applications and project management tools
Demonstrated experience managing teams and/or multi-vendor delivery environments
Experience in healthcare, insurance, financial services, or highly regulated industries is strongly preferred
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