Financial Crime Senior Analyst

Disclaimer: This posting is intended to identify candidates for the EDD Senior Analyst role (internal job title). The external title, Financial Crime Senior Analyst, has been used to better reflect the key competencies, scope of responsibilities, and leadership expectations of the position, while also attracting a broader pool of qualified external candidates whose experience aligns with the requirements of the role

What’s The Role

Reporting to the EDD Team Lead, this role is part of the SBO Financial Crime Team within the T&S Global Financial Crime function. The EDD Senior Analyst is responsible for conducting enhanced due diligence (EDD) reviews, onboarding high-risk counterparties, and performing periodic reviews to assess and mitigate financial crime risks across T&S.

Dimensions

• No direct reports.
• Member of the Global Financial Crime Team.
• Responsible for the onboarding and periodic review of high-risk counterparties.
  
  

• Conducting enhanced due diligence (EDD) reviews of new and existing high-risk counterparties in accordance with established policies, procedures, and regulatory requirements.
• Developing a strong understanding of Trading & Supply's compliance framework, systems, controls, and Financial Crime policies and procedures.
• Assessing the risk profiles of high-risk counterparties, evaluating their business activities, and providing well-reasoned recommendations regarding onboarding and the continuation of business relationships.
• Performing comprehensive counterparty reviews and risk assessments, including the analysis of findings, identification of financial crime indicators, and recommendation of appropriate mitigating actions.
• Collaborating with First Line of Defence (LoD1) stakeholders to confirm the nature and ongoing need for business relationships, and to obtain all required documentation and company information.
• Analyzing large and complex datasets, including transactional data, to identify potential financial crime risks and suspicious activity.
• Validating information and documentation obtained during the due diligence process, identifying red flags and escalating areas of concern where appropriate.
• Preparing detailed case documentation to support discussions with Team Leads on counterparties presenting significant financial crime risks and/or high-risk Politically Exposed Person (PEP) relationships.
• Preparing submissions for the High-Risk Counterparty Committee (HRCC) and High-Risk Approval Forum (HRAF) for review and approval by senior management.
• Ensuring adherence to policies and procedures governing periodic reviews, including the appropriate handling of customer information in compliance with GDPR and applicable data privacy requirements.
• Reviewing and assessing update requests for existing counterparties, determining the impact on the risk profile, and implementing changes in line with established procedures.
• Communicating due diligence requirements and onboarding processes effectively to stakeholders at all levels of the organization.
• Escalating issues requiring further investigation or management attention in a timely manner.
• Managing competing priorities and adapting to changing business needs within a fast-paced commercial environment.
• Delivering high-quality work under tight deadlines and time-sensitive conditions.
• Contributing as an engaged, collaborative, and effective member of the Global Financial Crime Team.
  
  

• Bachelor's degree with at least 3 years of experience in KYC/AML, preferably including Enhanced Due Diligence (EDD) reviews.
• Experience gained within a leading financial institution (Wholesale, Corporate/Commercial, or Investment Banking) and/or a large commodities or energy trading organization would be highly valued.
• Professional AML certifications, such as CAMS, ICA Diploma in Anti-Money Laundering, or equivalent, are a plus.
• Additional language skills in Arabic, Russian, French, Spanish, German, Dutch, Portuguese, or Mandarin would be advantageous.
• Good understanding of financial crime risks associated with high-risk jurisdictions, Politically Exposed Persons (PEPs), and sanctions-related activities.
• Experience reviewing and analyzing complex corporate ownership structures, including SPVs, trusts, funds, and identifying Ultimate Beneficial Owners (UBOs).
• Strong written and verbal communication skills, with the ability to present findings clearly and confidently.
• Proven ability to build effective working relationships and engage with stakeholders across different teams and business areas.
• Resilient and adaptable, with the ability to manage competing priorities and deliver quality work under tight deadlines.
• A proactive, self-motivated individual who takes ownership of responsibilities and works well independently.
• A collaborative team player who enjoys working with others and contributes positively to team success