department head

Ensure completion of the approved credit review schedules of the year.

Ascertain the timely and accurate reporting of the overall credit risk in the banks loan portfolio.

Supervise the development and completion of the credit scoring model for all consumer loans including monitoring of model recalibration when needed to ascertain if the models continue to perform accurately and reliably predicting loan performance.

Review accuracy of credit review reports, loan impairment testing, loan loss provisioning & account classification, other credit risk related reports, and management reports relating to credit scoring/predictive models.

Evaluate the banks credit process and recommends improvements in the credit policies to ensure sound credit judgment relating to the granting of credit.

Deal with credit risk related enquiries from within the Bank and provide solutions and action plans in accordance with regulations