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Sales Manager_Loan Against Shares_0434_2784_1077936

Talentmate

India

9th November 2026

2611-37959-6653

Job Description

The Sales Manager – Loan Against Security (LAS) is responsible for sourcing, acquiring, and managing customers for secured lending products against financial securities such as shares, mutual funds, bonds, insurance policies, and other approved instruments. The role focuses on driving business growth through customer acquisition, channel management, and portfolio development while ensuring superior customer experience and compliance with bank policies.

Responsibilities

Acquire new customers for Loan Against Securities products through open market sourcing and relationship networks.
Generate business through existing customers, High Net Worth Individuals (HNIs), affluent customers, intermediaries, and channel partners.
Build and manage relationships with IFAs, wealth managers, stock brokers, chartered accountants, and referral partners.
Achieve monthly and annual disbursement, revenue, and cross-sell targets.
Assess customer funding requirements and recommend suitable lending solutions against eligible securities.
Coordinate with credit, operations, and legal teams for faster sanctions and disbursements.
Monitor portfolio quality and ensure timely renewal and utilization of limits.
Drive cross-sell opportunities for Current Accounts, Savings Accounts, Insurance, Investments, and Wealth products.
Maintain high levels of compliance, documentation, and process adherence.
Track market trends, competitor offerings, and customer requirements to identify business opportunities.
Ensure excellent customer service and relationship management throughout the customer lifecycle.

Qualifications

Graduate in any discipline; MBA preferred.
3-8 years of experience in Banking, NBFC, Wealth Management, LAS, LAP, or secured lending sales.
Strong understanding of securities markets, mutual funds, and lending products.
Experience in customer acquisition and relationship management.
Good communication, negotiation, and stakeholder management skills.

Job Details

Role Level:	Associate	Work Type:	Full-Time
Country:	India	City:	Rajkot ,Gujarat
Company Website:	http://www.kotak.com	Job Function:	Sales
Company Industry/ Sector:	Banking

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About the Company

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