Associate Debt Manager-Flows-2 Wheeler Loan

Job Requirements

Role/ Job Title: Associate Debt Manager-Flows-2 Wheeler Loan

Function/ Department: Debt Management

Job Purpose

The role bearer has the responsibility to plan, organize, direct and oversee the activities of the department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI (Equated monthly instalment) from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.

Roles & Responsibilities

• Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries
• Monitor delinquent accounts and take necessary actions to minimize losses
• Conduct field visits to assess customer credit worthiness and collect overdue payments
• Build and maintain relationships with customers to ensure timely payments and customer satisfaction
• Collaborate with internal teams to develop and implement strategies for improving loan performance
• Stay updated on industry trends and regulations related to 2 Wheeler Loans
• Provide regular reports and updates on portfolio performance to senior management