Senior Business Risk Analyst - Supply Chain Finance

Job Requirements

Role/ Job Title: Senior Business Risk Analyst - Supply Chain Finance

Department/ Business Unit: Wholesale Banking

Job Purpose

Senior Business Risk Analyst - SCF is responsible for preparing SCF proposals, identifying/ analyzing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.

Roles & Responsibilities

• At a region level responsible to ensure timely sanction and onboarding of SCF proposals originated by Regional Trade & SCF Sales team.
• Liaoning with SCF & Trade Sales team, Coverage RMs and Anchor/ Dealer/ Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/ Vendor new SCF facility sanctions and renewals of existing SCF facilities.
• Analyze financial and non-financial risks in Anchor proposals and Dealer/ Vendor proposals in supply chain finance programs and work with Product team and Credit/ Risk team for timely sanction of SCF facilities.
• Support audits and compliance reviews for supply chain programs.
• Assist in developing and maintaining supply chain finance risk assessment framework and procedural manuals. Participate in product development from a risk lens – ensuring new programs meet the risk appetite.
• Identify process gaps and work with Product team to streamline process to improve TATs for sanction of SCF facilities and on-boarding of SCF clients.
• Track performance of approved programs and trigger reviews based on portfolio movements. Monitor key risk indicators (KRIs) for early warning signals.
• Review proposals submitted by Analysts for accuracy and compliance.
• All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review.
• Assign tasks to zone-level analysts and monitor execution.
• Continuous review of regional risk metrics and early warning signals.
• Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction.
• Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process.
• Review proposals submitted by Analysts for accuracy and compliance.
• All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review.
• Assign tasks to zone-level analysts and monitor execution.
• Continuous review of regional risk metrics and early warning signals
• Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction.