Senior Underwriter Expert Motor India

Position                              Senior Underwriter (Expert Motor), India

Corporate Title                  Assistant Vice President/Vice President

Location                             Mumbai, India

Reporting to                       Head P&C Underwriting, India   

About the role

We have an exciting opportunity for a new role at Swiss Re, Mumbai.

We seek a colleague who is passionate about providing a holistic client management approach with a focus on Motor Underwriting.

The Underwriter will play a critical role in shaping Swiss Res Motor portfolio in one of the worlds fastest-growing insurance markets. You will combine deep motor underwriting expertise with strategic client engagement to drive profitable growth and portfolio resilience.

This role will also provide opportunity to contribute to portfolio management and lead client management for assigned clients.

Key responsibilities may include

Underwriting Responsibilities

• End-to-end underwriting analysis of core Motor business including risk selection, pricing, contracts review and structuring;
• Evaluation of treaties, decisive actions within your assigned treaties to meet standards and guidelines

• Lead or support deep-dive pricing and underwriting projects, often involving cross-regional teams and shared expertise.

Client Engagement & Market Insight

• Own and develop relationships with designated insurers and brokers, acting as the primary Swiss Re underwriting representative and trusted advisor for motor-related reinsurance solutions.

• Grow the core business by developing opportunities in the portfolio in collaboration with relevant specialists and driving toward the principle of "right service right client"
• Anticipate and understanding competitor products as well as industry, economic and market trends

• Maintain and share industry and product know-how, helping the team stay ahead of market trends and emerging developments.
• Lead renewal negotiations and identify opportunities for portfolio expansion through data-driven underwriting insights.

Strategic & Technical Contributions

• Supporting the P&C UW Head in portfolio steering, transformational underwriting initiatives and underwriting excellence activities to achieve best-in-class treaty business
• Monitor the performance of current accounts and portfolios, identifying opportunities for improvement and providing recommendations.
• Serve as the Motor subject matter expert for the India team, providing technical leadership, mentoring and thought leadership on emerging trends and market developments.

About the team

Our vision is to be integral to the long-term success of our clients. We aspire to be a market leading player in leveraging our global knowledge and local insights, focused on high performance, teamwork, and shared success.

Come join a team of underwriters that are smart, dedicated and thrive on building the best portfolio in the market!  We believe in teamwork, supporting one another and an exciting journey to success. 

About You

You have strong interpersonal and teamwork skills, and pride yourself on your analytical and organizational skills. You have exceptional communication and client management skills that help you build and develop relationships with clients and brokers

• Minimum of 10 years of experience in insurance/reinsurance Motor underwriting, portfolio management

• Strong quantitative/analytical skills, underwriting judgement and experience with risk selection/evaluation as well as a flair for wording and costing issues
• Understanding of the end-to-end (re)insurance value chain and relevant market knowledge (e.g. trends, competitors, capital markets context)
• Ability to combine data-driven insights with sound underwriting judgment.

• Professional insurance certifications (e.g., III, actuarial exams) are beneficial.

• Proven client-facing and negotiation skills.
• Entrepreneurial mindset (sense of urgency, cost consciousness and personal risk taking), committed to sustainable performance and continuous improvement
• Organizational/project management skills, ability to manage peak period workload
• Proactive learner who engages in emerging topics and contributes team-wide expertise
• Ability to work independently as well as to collaborate in a team environment

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.