Job Description

1) Business Development & Lead Generation

  • Source merchants for POS/EDC/Bharat QR/UPI and identify opportunities for CMS across assigned markets and segments.
  • Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation.
  • Generate independent leads via references, market mapping, and networking; target priority industries/sectors with tailored propositions.
    • Collections: Physical & Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.
    • Payments: Physical & Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance
    • Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention constructs.

 

2) Onboarding, Activation & Portfolio Management

  • Coordinate with operations/implementation for seamless go-live; ensure activation and throughput (TPV/collections).
  • Build deep client relationships to retain and grow wallets, cross-sell/up-sell adjacent products, and proactively resolve service issues.

 

3) Enablement, Training & Marketing Support

  • Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively.
  • Conduct system demos for Potential & Existing clients; run visibility campaigns and provide marketing collaterals to drive penetration.

 

4) Risk, Compliance & Governance

  • Ensure KYC/AML and documentation standards are met; maintain AOF accuracy and policy adherence.
  • Explain chargebacks/fraud risks for all product offering and follow audit/compliance
  • requirements throughout deal lifecycle.
  • New acquisitions: POS/QR terminals, CMS mandates 
  • Activation & throughput: TPV, fee realization.
  • Penetration: Product adoption across mapped branches/segments.
  • Portfolio health: Retention, cross-sell/up-sell, NPS/CSAT.
  • Risk & compliance: Zero critical audit findings; KYC accuracy.

Job Details

Role Level: Mid-Level Work Type: Full-Time
Country: India City: Mumbai ,Maharashtra
Company Website: http://www.kotak.com Job Function: Customer Service
Company Industry/
Sector:
Banking

What We Offer

About the Company

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Job Snapshot

Work TypeFull-Time
Role LevelMid-Level
Job FunctionCustomer Service
CityMumbai
IndustryBanking
Posted04 Nov 2026
Job ID2611-37959-6337
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