Job Description

Are you ready to make an impact in the world of digital payments? Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities.

As a Payment Lifecycle Analyst within Payments Operations, you will play a pivotal role in ensuring the smooth transfer of funds between various parties while enhancing our payment operations framework. You will leverage your knowledge of automation technologies and systems architecture to process payments across various products and parties. Your responsibilities include identifying and resolving issues, making decisions guided by established practices, and contributing to short-term operational goals. You will engage with stakeholders, manage projects, and spur continuous improvement initiatives, building strong working relationships with internal lines of business. Your ability to understand and apply cybersecurity controls, anti-fraud strategies, and data analysis techniques will be key to your success in this role.

Job responsibilities
  • Create forecast by Currency and legal entity and provide          
  • Monitor Primary and Secondary Nostro account balances to ensure previous days funding activity was executed accurately. Perform research and justify balances that are not within tolerance.   
  • Work in conjunction with LOB’s to compile funding predictions in order to build an overall funding position for Treasury to trade. 
  • Monitor intraday cash projections.   Work with the LOB’s and trading desks to analyze source data predictions in order to construct an accurate and final Nostro account cash position.
  • Perform research to validate intraday projection variances promptly advising Treasury.
  • Utilize the reconciliation applications to review and resolve statement to ledger breaks.
  • Compile and report Reg W and Affiliate reporting balances for JPMCC and JPMS to the Reg Reporting teams
  • Provide recommendations related to control gaps and work with manager to mitigate risks.
  • Provide recommendations for process improvements in order to drive change and enhance existing processes.
Required qualifications, capabilities, and skills
  • Bachelors degree or higher in Finance, Business Management, or Accounting. 
  • Minimum 2 years experience in settlement, accounting or cash management operations. 
  • Previous experience performing work requiring attention to detail and adherence to strict rules, standards and daily deadlines. 
  • Ability to handle multiple tasks within a deadline oriented and fast paced environment. 
  • Strong organizational, time management and analytical skills. 
  • Excellent oral written communications and interpersonal skills.  
  • Intermediate knowledge of Microsoft Excel. 
Preferred qualifications, capabilities, and skills
  • Knowledge of Funds Transfer principals such as SWIFT and Fedwire a plus. 

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.


J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

Job Details

Role Level: Associate Work Type: Full-Time
Country: India City: Mumbai ,Maharashtra
Company Website: http://www.jpmorganchase.com Job Function: Finance
Company Industry/
Sector:
Financial Services

What We Offer

About the Company

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Job Snapshot

Work TypeFull-Time
Role LevelAssociate
Job FunctionFinance
CityMumbai
IndustryFinancial Services
Posted02 Nov 2026
Job ID2611-2545-6366
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