Business Portfolio Manager - Supply Chain Finance

Job Requirements

Role/ Job Title: Business Portfolio Manager - Supply Chain Finance

Function/ Department: Transaction Banking

Job Purpose:

'Portfolio Manager – SCF is responsible for healthy SCF portfolio AUM and portfolio performance on defined matrix. Enable smooth client on-boarding experience, drive utilizations and avoid delinquencies through market feedback and early warning signal in the portfolio.

Roles & Responsibilities:

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• Responsible for healthy SCF Dealer/ Vendor portfolio AUM and portfolio performance
• Target a TAT for on-boarding of approved Dealer/ Vendor clients for ready-to-transact status: Work with SCF Sales team, Dealer/ Vendor Client and Operations team to enable smooth on-boarding and account disbursement ready.
• Monitor periodic submissions of documents/ data, covenant tracking, sample audits, annual renewals etc.
• Engage with Dealer/ Vendor clients, SCF Sales team and Operations team to ensure timely funding, repayment, and settlement under SCF accounts.
• Drive utilization and program depth through regular Dealer/ Vendor engagements
• Monitoring dealer/ vendor level issues, obtain timely market checks on individual dealer, highlight early warning signals.
• Track portfolio performance metrics: utilization rates, overdue positions, payment behaviours, delinquencies. Identify early warning signs through data analytics and operational signals
• Manage collections follow-up with Dealer/ Vendor clients and in case of a delayed/ overdue payments to ensure repayments. Initiate stop disbursement and other measure as needed.
• In case of overdue payment beyond threshold, coordination with SCF & Trade Sales team for Anchor level support.
• Support audits and compliance reviews for supply chain programs.
• Identify process gaps and work with Product team to streamline process to improve TATs for on-boarding of SCF facilities, disbursement & repayment processes.
• Explore CA & other working capital solution opportunities/ leads in the Dealer/ Vendor eco-system.
• Manage and circulate Dealer/ Vendor & SCF program level MIS to internal stakeholders. Prepare monthly portfolio performance dashboards for leadership team