Assurance - Financial Markets - Structured Finance - Senior Associate

At PwC, our people in finance consulting specialise in providing consulting services related to financial management and strategy. These individuals analyse client needs, develop financial solutions, and offer guidance and support to help clients optimise their financial performance, improve decision-making, and achieve their financial goals. As a finance consulting generalist at PwC, you will possess a broad understanding of various aspects of finance consulting. Your work will involve providing comprehensive guidance and support to clients in optimising their financial performance, improving decision-making, and achieving their financial goals. You will be responsible for analysing client needs, developing financial solutions, and offering recommendations tailored to specific business requirements.

Focused on relationships, you are building meaningful client connections, and learning how to manage and inspire others. Navigating increasingly complex situations, you are growing your personal brand, deepening technical expertise and awareness of your strengths. You are expected to anticipate the needs of your teams and clients, and to deliver quality. Embracing increased ambiguity, you are comfortable when the path forward isn’t clear, you ask questions, and you use these moments as opportunities to grow.

Skills

Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to:

• Respond effectively to the diverse perspectives, needs, and feelings of others.
• Use a broad range of tools, methodologies and techniques to generate new ideas and solve problems.
• Use critical thinking to break down complex concepts.
• Understand the broader objectives of your project or role and how your work fits into the overall strategy.
• Develop a deeper understanding of the business context and how it is changing.
• Use reflection to develop self awareness, enhance strengths and address development areas.
• Interpret data to inform insights and recommendations.
• Uphold and reinforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance), the Firms code of conduct, and independence requirements.
  
  

You will play an integral role in structured finance /securitisation services provided to PwC clients

Specific Responsibilities Include But Are Not Limited To

• Assisting during each phase of a securitisation transaction, from loan file due diligence, collateral and modelling services to post-closing, comfort services and periodic reporting;
• Assisting in preparation of agreed-upon procedures and compiling our findings in a report ready for closing;
• Creating independent financial models to project collateral and bond cash-flows for various debt types and related securitizations, including asset backed securities, mortgage backed securities, and collateralized loan obligations;
• Investor reporting and ongoing deal management to provide comfort to Trustees / Bankers on the accuracy of ongoing reports provided to investors or sponsors;
• Performing valuation analysis of financial instruments and structured products;
• Enhancing the quality of work by actively supervising and coaching others taking responsibility for the quality of work and performing a critical self-review, seeking proactively the advice of supervisors, and responding to feedback in a timely manner;
• Building long-term client relationships through exceptional client service including a deep understanding of the client and their needs, exceptional responsiveness, and the delivery of the highest quality service and work product
  
  

Education & Experience

• Qualified CPA, CFA or a Masters degree in Finance;
• Minimum of 3-5 years of structured finance-related work experience including but not limited to Transaction & Financial modelling, cash flow modelling & bond data, investor reporting and ongoing deal management and Regulation AB;
• Understanding of securitisation products such as ABS, RMBS, CMBS, Agency or CLO/CDOs;
• Ability to comprehend the various rules and terms in the governing documents and being able to model cashflows per the priority of payments clauses and othersections enlisted in the Offering memorandum;
• Proficient in MS Excel;
• Experience of building and maintaining client relationships;
• Experience in mentoring staff and/or managing a small team;
• Ability to coordinate internal teams and tasks across a variety of functions;
• Knowledge of VBA and Python will be an advantage;
• Playing a role in discussions, proactively asking questions and share an informed point of view Personal competencies
• Strong transaction, financial modelling, and analytical skills;
• Strong communication skills along with fluency in English;
• Strong intellectual curiosity and a fast learner;
• Demonstrated capability of working effectively with 3rd parties, including managing the process/ timetable of deliverables and providing feedback etc.;
• Strong team player, demonstrated capability of working closely with team members.
  
  

Requirements

Bachelor’s in finance/Accounting/Economics with focus on valuation methods (B. Com, B.Sc. with Economics Hons) along with following certifications:

• CFA (US) - Mandatory
• Work Experience ranges as below:
• 3 to 5 years for CFA (US)
• Work Experience from following organisations:
• Big 4s – similar experience
• Financial Services Companies / Investment Banks/Credit Rating Agencies – Morningstar, Moody’s, BNY Mellon, Barclays, JP Morgan, Morgan Stanley, Goldman Sachs, Credit Suisse,Wells Fargo, Macquarie, Standard Chartered,Nomura, Citigroup, HSBC, Karvy Financial Services Company, Merrill Lynch, UBS, Bank of America, Fidelity Investments, Blackrock, TIAA - Consulting Firms: Accenture, McKinsey & Co.,
  
  

Acuity Knowledge Partners

• Advanced knowledge on Microsoft Office especially Excel
• Experience in transaction & financial modelling
• Good understanding of corporate financial statements and various types of securities
• Proficient written and verbal English communication skills
• Commitment to continuous training and to proactively learn new processes
• Demonstrated self-motivation and a desire to take responsibility for personal growth and development

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