Associate Specialist Credit Documentation Risk Management Group

Job Purpose

To be responsible for the credit administration related work having expertise in managing documents / Limits / and team management and should have fair understanding on Regulatory Reporting and MIS related aspect.

Key Accountabilities

• Ensuring that documents reflect the credit conditions, by appropriately incorporating the relevant clauses in the documentation
• Ensuring accuracies and appropriateness of documents for corporate clients by liaising with Credit, BU, Legal and external Vendors
• Tracking of covenants, monitoring conditions, security creation etc. and highlighting the gaps / exception, if any, to all stake holders on a frequent basis
• Ensuring smooth flow of documentation and putting in place the adequate controls around checking and storing of documents/security papers including that for property related documents
• Ensuring that the processes remain in line with the process manual and deviations, if any are appropriately recorded
• Ensuring that draft documents of Bank are relevant and in line with the latest laws/compliance and apparent gaps, if any, needs to be highlighted to legal and compliance team so that corrective steps can be taken
• Liaising with RM / BU, HO, Credit etc. and maintain smooth flow of work
• Liaising with in house and external legal for drafting of non-standard docs
• Maintaining effective custody of documentations and timely periodical verifications of security/transaction documents
• Monitoring of adequacy of collaterals
• Ensuring no audit comments or no process gaps identified by internal/external auditors
• Managing reporting and MIS (Statutory, Internal, Concurrent, Regulatory etc.)
• Knowledge of regulatory requirements and ensure that Bank remains compliant with the same, w.r.t. documents/limit/Regulatory Reporting /MIS related functions
  
  

Job Duties & Responsibilities

• Vetting of offer letters and security documents
• Follow up of Pre and Post monitoring items
• Liaising with in house and external legal for drafting of non standard docs
• Managing customer’s expectation, both internal and external
• Ensuring adequacies of process and controls
• Robust control on Documents management and its safe keeping at IBU (IFSC Business Units)
  
  

Experience

The job holder should have requisite skills in terms of understanding the various products offered by the bank to corporate clients and legal and compliance related aspect on such documentations. He / She should have managed such job for at least 8-9 years in credit administration and preferably in foreign banks.

Education / Preferred Qualifications

The job holder needs to be at least a graduate or post graduate in the Commerce stream. Degree in Law or Post Graduation in Finance may have an added advantage.

Core Competencies

The Job Holder Needs To Posses The Following Skills

Job Knowledge: The job holder needs to have thorough job knowledge and needs to know as to what is expected from him/her in terms of documentation aspect.

Organising Skills: The job holder needs to be organised and should able to meet conflicting deadlines.

Proactive: To understand the system implementations and grasp the changes happening in terms of legal and compliance related aspect.

Communication Skills: The job holder needs to have effective verbal as well as written communication skills.

Interpersonal Skills: The job holder needs to liaise with various stake holding including but not limited to BU, Legal, External Vendors, Customers etc.

Technical Competencies

The job holder needs to have the basic computer skills and should be well versed with documentation. Should well aquatint with RBI as well as ECB norms for offshore lending. He should also be aware of core system of the Bank

Work Relationship

To Work With

Internal: Head Credit and other business managers, HR and Audit team

External: Credit Admin HO, Regulators, Legal Counsels etc.

Primary Location

India-Gujarat-Gandhi Nagar - GIFT City

Job

Risk Management

Schedule

Regular

Job Type

Full-time

Job Posting

Nov 27, 2025, 8:00:00 AM

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