Manager - CAD - SME Finance - Credit - Indore - M G Road TCFSL - JM

4 days left

Employer Tata Capital

Location Indore

Posted Jul 14, 2025

Closes May 20, 2026

Ref 4801529932

Role Accountant / Management Accountant

Level Manager

Certification Other

Work Mode Work from office

Hours Full Time

Organization Type Corporate

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Description

Job Purpose :

The objective of the Manager - Credit Administration is to oversee and manage all aspects of credit administration processes, ensuring accuracy, compliance, and efficiency. This role involves issuing sanctioned letters, verifying pre-disbursal documents, coordinating with operations, managing security perfection, monitoring post-disbursal documents, generating MIS reports, and driving process mapping and improvement initiatives to support the business.

Main Accountabilities

• Issuance of Sanctioned Letters:
• Prepare and issue sanctioned letters to clients, outlining the terms and conditions of credit facilities.
• Pre-Disbursal Document Verification:
• Verify and validate pre-disbursal documents and documentation for accuracy and completeness.
• Coordinate with the operations department for data input and file maintenance.
• Security Perfection and Charge Creation:
• Ensure the proper perfection of security and the creation of appropriate charges for assets securing the credit facility.
• File necessary documentation with the Registrar of Companies (ROC) as required.
• Document Maintenance and Updation:
• Maintain an organized record of all credit-related documents and ensure they are kept up-to-date.
• Monitor and manage document expiration and renewals.
• Post-Disbursal Document Follow-up:
• Supervise the follow-up process for post-disbursal documents (PDD) from clients.
• Maintain records of PDDs and ensure their completeness.
• Deferral MIS:
• Prepare Management Information System (MIS) reports related to deferral cases.
• Track and report on deferral conditions in line with sanction terms.
• Security Creation and Follow-up:
• Oversee the process of creating security instruments and follow up to ensure timely completion.
• Maintain records of security creation and compliance.
• MIS on Revenue Leakages:
• Generate MIS reports to identify revenue leakages as per sanction conditions.
• Implement corrective actions to minimize revenue losses.
• Process Mapping and Improvement:
• Map credit administration processes, identify areas for improvement, and develop process enhancement initiatives.
• Collaborate with teams to implement process improvements to enhance efficiency and compliance.
  
  

Qualifications - Minimum Degree: MBA in Finance/ CA

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