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Credit Manager-Small Business Enterprise-Credit

Talentmate

India

20th August 2026

2608-37959-1360

Job Description

JOB DESCRIPTION

Job Role :As part of Credit Team for Working Capital Finance

• Managing team of Credit Managers

• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )

• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.

• Visiting customers for personal discussions and deal structuring

• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained

• To evaluate proposals of customers for Home Loans, Loan against Property

• Decision making within defined TAT

• Understanding of property related aspects (like legal title and market value of the property) is an added advantage

• Coordinating with sales, operations, legal, technical and customer service

Job Requirements:

• Qualification- CA with relevant underwriting experience

• Job Knowledge –

o Technical underwriting experience

o Analytical skills

• Skills & Experience –

o Experience of 2-4 years in relevant working capital products is desired,

o Should be able to handle time bound activities effectively

o Should be an effective team player.

o Should have a sense of urgency & keenness to learn.

Job Details

Role Level:	Associate	Work Type:	Full-Time
Country:	India	City:	Hyderabad ,Andhra Pradesh
Company Website:	http://www.kotak.com	Job Function:	Finance
Company Industry/ Sector:	Banking

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