Job Description
We are looking for a Credit Manager specializing in Personal Loan Underwriting to assess loan applications, evaluate creditworthiness, and make informed credit decisions in line with the organization’s credit policies and risk parameters.
Key Responsibilities
- Underwrite personal loan applications as per defined credit policies and underwriting guidelines.
- Assess customer eligibility based on income, employment stability, banking statements, credit bureau reports, and repayment capacity.
- Analyze customer profiles, existing obligations, FOIR, credit history, and repayment behavior.
- Identify potential fraud, policy deviations, and high-risk applications.
- Approve, reject, or recommend loan applications within the delegated credit authority.
- Ensure adherence to internal credit policies, risk guidelines, and regulatory requirements.
- Review exceptions and deviations and escalate cases wherever required.
- Maintain turnaround time (TAT) while ensuring the quality of underwriting decisions.
- Coordinate with sales, operations, and risk teams for clarification and resolution of credit queries.
- Monitor underwriting quality and contribute to minimizing early delinquency and credit losses.
Job Details
| Role Level: | Not Applicable | Work Type: | Full-Time |
|---|---|---|---|
| Country: | India | City: | Hyderabad ,Telangana |
| Company Website: | https://www.abacusconsultants.in/ | Job Function: | Finance |
| Company Industry/ Sector: |
Staffing and Recruiting | ||
What We Offer
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